User profile and geolocation for efficient transactions
First Claim
1. A method comprising:
- under control of one or more computer systems configured with executable instructions,detecting that a mobile device is present within a predetermined proximity of a merchant, the detecting performed by at least one of the mobile device, the merchant, or a network component;
determining, by the one or more computer systems, if the merchant is included in a list of trusted merchants created by a user of the mobile device;
responsive to determining that the merchant is included in the list of trusted merchants;
logging in to the merchant by providing a unique user identifier to the merchant;
sharing payment and preference information associated with the user of the mobile device with the merchant; and
automatically and without receiving an indication generated by user interaction with the mobile device, completing a purchase between the merchant and the user using the payment and preference information at least partly in response to detecting that the mobile device is present within the predetermined proximity of the merchant, wherein the purchase comprises a purchase of a good or service indicated in the preference information as paid for with the payment information.
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Accused Products
Abstract
Techniques for providing friction-free transactions using geolocation and user identifiers are described herein. These techniques may ascertain a user'"'"'s location based on a location of a mobile device. A transaction between the user and a merchant may be completed with zero or minimal input from the user based on the geolocation of the mobile device and the user identifiers. In some implementations, a transaction initiated earlier is completed when the mobile device arrives at the merchant. Additionally, a parent-child or similar relationship may be established between multiple devices. Security on the mobile device based may be provided by biometric identification and calculation of variance from regular movement patterns. Advertisements may be sent to the mobile device based on bids from merchants near to the mobile device. Promotions may be sent to the mobile device when more than a threshold number of mobile devices are located at the same merchant.
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Citations
40 Claims
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1. A method comprising:
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under control of one or more computer systems configured with executable instructions, detecting that a mobile device is present within a predetermined proximity of a merchant, the detecting performed by at least one of the mobile device, the merchant, or a network component; determining, by the one or more computer systems, if the merchant is included in a list of trusted merchants created by a user of the mobile device; responsive to determining that the merchant is included in the list of trusted merchants; logging in to the merchant by providing a unique user identifier to the merchant; sharing payment and preference information associated with the user of the mobile device with the merchant; and automatically and without receiving an indication generated by user interaction with the mobile device, completing a purchase between the merchant and the user using the payment and preference information at least partly in response to detecting that the mobile device is present within the predetermined proximity of the merchant, wherein the purchase comprises a purchase of a good or service indicated in the preference information as paid for with the payment information.
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2. One or more computer-readable storage media storing computer-executable instructions that, when executed by one or more processors, instruct a computing device to perform acts comprising:
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detecting that a mobile device of a user is present within a predetermined proximity of a merchant location; determining if the user has designated the merchant as a trusted merchant; when the merchant is a trusted merchant; logging in to the merchant; sharing payment and preference information about the user of the mobile device with the merchant; and completing a purchase between the merchant and the user using the information about the user and at least partly in response to detecting that the mobile device is present within the predetermined proximity of the merchant location, wherein the purchase comprises a purchase of a good or service indicated in the preference information and paid for with the payment information. - View Dependent Claims (3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A computing device comprising:
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one or more processors; and a memory coupled to the one or more processors, the memory comprising; a plurality of user profiles each associated with a respective user identifier and a respective mobile device; a plurality of merchant profiles, each associated with a one or more geolocations; and a transaction module configured to facilitate a transaction at the geolocation of a merchant between a user of a mobile device and the merchant when a geolocation of the mobile device is within a threshold distance of the geolocation of the merchant and a user profile of the user indicates that the merchant is a trusted merchant for the user, wherein trusted merchants are authorized to implement a default transaction with the user, the default transaction comprises purchasing a good or service identified by preference information associated with the user profile of the user by providing payment information associated with the user profile of the user to the merchant, wherein the payment and preference information are specified in advance by the user. - View Dependent Claims (17, 18, 19, 20, 21, 22, 23)
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24. A mobile device comprising:
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one or more processors; a location sensor coupled to the one or more processors; a wireless network interface coupled to the one or more processors; and a memory coupled to the one or more processors, the memory comprising; a user identification module correlated with user information comprising payment information, preference information identifying a good or service desired by the user from a merchant, and trust levels for one or more merchants, the user information available on a network accessed by the wireless network interface; and a transaction module configured to interpret data from the location sensor, to recognize when the mobile device is present within a predetermined proximity of a merchant of the one or more merchants, and, based at least in part on recognizing that the mobile device is present within the predetermined proximity of the merchant and in response to user interaction with the mobile device, an amount of the user interaction being based at least in part on the trust level for the merchant, facilitate a transaction with the merchant for the good or service identified in the preference information using the payment information. - View Dependent Claims (25, 26, 27, 28, 29, 30, 31, 32, 33, 34)
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35. A mobile device comprising:
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one or more processors; a location sensor coupled to the one or more processors; a wireless network interface coupled to the one or more processors; and a memory coupled to the one or more processors, the memory comprising; a user identification module correlated with user information comprising payment information, preference information identifying a good or service desired by the user from a merchant, and trust levels for one or more merchants, the user information available on a network accessed by the wireless network interface; and a transaction module configured to interpret data from the location sensor, to recognize when the mobile device is present within a predetermined proximity of a merchant of the one or more merchants, and, based at least in part on recognizing that the mobile device is present within the predetermined proximity of the merchant, facilitate a transaction with the merchant for the good or service identified in the preference information using the payment information; the transaction module authorizes a transaction with a merchant having a highest trust level automatically when the mobile device is within the predetermined proximity of the merchant and without direct interaction from a user of the mobile device at the location of the merchant; the transaction module authorizes a transaction with a merchant having a medium trust level in response to a single interaction from the user of the mobile device when the mobile device is within the predetermined proximity of the merchant; and the transaction module authorizes a transaction with a merchant having a lowest trust level in response to receiving login information from the user of the mobile device when the mobile device is within the predetermined proximity of the merchant. - View Dependent Claims (36, 37, 38, 39, 40)
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Specification