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User profile and geolocation for efficient transactions

  • US 8,140,403 B2
  • Filed: 06/22/2010
  • Issued: 03/20/2012
  • Est. Priority Date: 03/23/2010
  • Status: Active Grant
First Claim
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1. A method comprising:

  • under control of one or more computer systems configured with executable instructions,associating user information with a mobile device, wherein the user information comprises payment information and preference information identifying a good or service available for purchase at a merchant;

    determining, by the one or more computer systems, a location of the mobile device;

    correlating the location with the merchant;

    determining, based at least in part on the determined location of the mobile device, that the mobile device is located within a threshold distance of the merchant; and

    automatically completing a transaction between a user of the mobile device and the merchant at least partly in response to the determining, wherein the transaction comprises purchasing the good or service identified by the preference information by providing the payment information to the merchant without direct interaction between the user and the mobile device at the location of the merchant.

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