Notification of resources of interest to members of a consumer group
First Claim
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1. A method, comprising:
- receiving resource data identifying a resource set for a consumer group, the consumer group comprising a plurality of member consumers including a first consumer;
receiving transaction data for a first transaction, the transaction data including information for a purchased resource;
receiving position data usable to determine a location of the first consumer;
determining whether an announcement condition is satisfied, including determining, using the transaction data, whether the purchased resource is in the resource set, and determining, using the position data, whether the location of the first consumer is in a zone, and wherein the announcement condition includes a criterion that a targeting merchant is located in the zone and is capable of engaging in a future transaction for a resource in the resource set; and
after the announcement condition is satisfied, forming an announcement for delivery to at least one recipient selected from the group consisting of;
one of the plurality of member consumers located in the zone, and the targeting merchant.
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Abstract
An announcement distributor distributes, or auctions an opportunity to distribute, an announcement to an announcement recipient such as a consumer, issuer, merchant, or acquirer within a payment processing system. The announcement when there has been a satisfaction of an announcement condition, such as the consumer being determined to be located within a predetermined spatial zone. The content of the announcement may, in turn, facilitate a subsequent cashless transaction for resources of merchants. Implementations describe various permutations of the content of the announcement, the announcement condition, and the announcement recipient.
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Citations
21 Claims
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1. A method, comprising:
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receiving resource data identifying a resource set for a consumer group, the consumer group comprising a plurality of member consumers including a first consumer; receiving transaction data for a first transaction, the transaction data including information for a purchased resource; receiving position data usable to determine a location of the first consumer; determining whether an announcement condition is satisfied, including determining, using the transaction data, whether the purchased resource is in the resource set, and determining, using the position data, whether the location of the first consumer is in a zone, and wherein the announcement condition includes a criterion that a targeting merchant is located in the zone and is capable of engaging in a future transaction for a resource in the resource set; and after the announcement condition is satisfied, forming an announcement for delivery to at least one recipient selected from the group consisting of;
one of the plurality of member consumers located in the zone, and the targeting merchant. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A computer-readable medium storing instructions which, when executed on a computer system, cause the computer system to perform a method, the method comprising:
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receiving data specifying a consumer group, the consumer group comprising a plurality of member consumers including a first consumer, and the data including a plurality of consumer identifiers, wherein each respective consumer identifier corresponds to one of the member consumers, and the plurality of consumer identifiers includes a first consumer identifier for the first consumer; receiving transaction data for a plurality of transactions by the plurality of member consumers, the transaction data including information for resources purchased by each respective member consumer and its respective consumer identifier; identifying, using the transaction data, a predicted resource set for the consumer group; receiving position data usable to determine a location of the first consumer; determining whether an announcement condition is satisfied, including determining, using the position data, whether the location of the first consumer is in a zone, and wherein the announcement condition includes a criterion that a targeting merchant is located in the zone and is capable of engaging in a future transaction for a resource in the predicted resource set; and after the announcement condition is satisfied, forming an announcement for delivery to at least one recipient, the announcement including information about the predicted resource set, and the at least one recipient selected from the group consisting of;
one of the plurality of member consumers located in the zone, and the targeting merchant. - View Dependent Claims (17, 18)
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19. A system, comprising:
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memory storing data for an interest group, the interest group comprising a plurality of members including a first member; and at least one processor coupled to access the memory and configured to implement a method comprising; receiving transaction data for a plurality of transactions by a person of interest with at least one merchant, the transaction data including information for at least one resource purchased by the person of interest; identifying, using the transaction data, a resource set for the interest group, the resource set to include the at least one resource; receiving position data usable to determine a location of the first member; determining whether an announcement condition is satisfied, including determining, using the position data, whether the location of the first member is in a zone, and wherein the announcement condition includes a criterion that a targeting merchant is located in the zone and is capable of engaging in a future transaction for a resource in the resource set; and after the announcement condition is satisfied, forming an announcement for delivery to at least one recipient selected from the group consisting of;
one of the plurality of members located in the zone, and the targeting merchant. - View Dependent Claims (20, 21)
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Specification