Cash handling facility management

• US 8,164,451 B2
• Filed: 05/12/2011
• Issued: 04/24/2012
• Est. Priority Date: 06/16/2008
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Nichols, Michelle, Atwood, Todd, Heddleson, James, Mon, Felix, Waggoner, Mark, Webster, Wallace
• Primary Examiner(s): TRIEU, VAN THANH
• Application Number:
  US13/106,086
• Publication Number:
  US 20110210826A1
• Time in Patent Office: 348 Days
• Field of Search: 340/568.1, 340/568.7, 340/571, 340/572.1, 340/572.4, 340/572.8, 340/505, 340/10.1, 340/10.3, 235/375, 235/379, 235/380, 235/384, 235/492, 705/39, 705/43, 705/65, 382/135
• US Class Current: 340/568.7
• CPC Class Codes: G06Q 10/08 Logistics, e.g. warehousing, loading or distribution; Inventory or stock management
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/405 Establishing or using transaction specific rules
• CPC Class Codes: G06Q 40/12 Accounting
• CPC Class Codes: G07C 9/00309 operated with bidirectional data transmission between data carrier and locks
• CPC Class Codes: G08B 13/08 by opening, e.g. of door, of window, of drawer, of shutter, of curtain, of blind
• CPC Class Codes: G08B 13/1481 with optical detection
• CPC Class Codes: G08B 13/2402 Electronic Article Surveillance [EAS], i.e. systems using tags for detecting removal of a tagged item from a secure area, e.g. tags for detecting shoplifting mechanical aspects of the tags, e.g. related to locking E05B73/0017; RFID readers G06K7/00; RFID tags G06K19/00; access control systems G07C9/00; anti-theft control in point of sale systems G07G3/003; security seals G09F3/03

Abstract

Cash handling facilities, such as cash vaults, receive and process large quantities of cash. The cash handling facility may have a plurality of custody points at which the amount of cash being processed is verified, counted, stored, or otherwise processed. Cash handling personnel that are handling the cash may be verified, detected, or otherwise documented as handling the cash. Automatic identification techniques may be implemented to track the cash and cash handling personnel at various custody points within the cash handling facility. A centralized tracking system may use the information obtained at each of the custody points to track, count, and verify the cash while it is located within the cash handling facility.

Claims

1. A method of handling a monetary package comprising:

determining a first monetary value that is associated with the monetary package while the monetary package is at a first custody point within a cash handling facility;

transferring the monetary package from the first custody point to a second custody point within the cash handling facility;

determining, by a computer, a second monetary value that is associated with the monetary package while the monetary package is at the second custody point; and

verifying, by the computer, whether the first monetary value is the same as the second monetary value.

2. The method recited in claim 1, further comprising:

transferring the monetary package from the second custody point to a third custody point within the cash handling facility.

3. The method recited in claim 1, wherein the transferring the monetary package is performed by cash handling facility personnel.

4. The method recited in claim 3, wherein a radio-frequency identification (RFID) tag is attached to the facility personnel, and wherein the method further comprises identifying the cash handling facility personnel at least one of the first custody point and the second custody point.

5. The method recited in claim 1, further comprising:

identifying the monetary package based on an identifier transmitted by a radio-frequency identification (RFID) tag attached to the monetary package.

6. The method recited in claim 1, wherein the monetary package comprises a cash bag.

7. The method recited in claim 1, wherein the monetary package comprises a cash strap.

8. The method recited in claim 1, wherein the first custody point is at least one of a cash tray, a smart table, a smart cart, a cash strap, and an armored carrier.

9. A system comprising:

a device configured to be transferred from a first custody point to a second custody point;

an identification system, comprising;

a first scanner positioned at the first custody point and a second scanner positioned at the second custody point; and

a tag attached to the device;

wherein the first scanner is configured to detect a presence of the device when the tag is located at the first custody point and the second scanner is configured to detect a presence of the device when the tag is located at the second custody point;

a memory storing;

tracking information indicating whether the first scanner has detected that the device is present at the first custody point and whether the second scanner has detected that the device is present at the second custody point;

information representing a first monetary value that is associated with the device when the device is detected as being present at the first custody point;

information representing a second monetary value that is associated with the device when the device is detected as being present at the second custody point; and

a processor configured to determine whether the first monetary value is equal to the second monetary value.

10. The system recited in claim 9, wherein the first custody point is a receiving area and the second custody point is a man trap.

11. The system recited in claim 9, wherein the first custody point is a man trap and the second custody point is a smart cart.

12. The system recited in claim 9, wherein the first and second scanners are RFID scanners, and the tag is an RFID tag.

13. The system recited in claim 10, wherein the at least one device is a deposit bag containing a plurality of cash bags, and wherein the tag is attached to at least one of the plurality of cash bags.

14. A method, comprising:

attaching a first radio-frequency identification (RFID) tag to a device, wherein the first RFID tag contains information representing (1) a first monetary value of a monetary package within the device and (2) an identifier associated with the device;

receiving the device at a receiving point of a facility having a first RFID scanner;

receiving a signal from the first RFID tag by the first RFID scanner, the signal including information representing the first monetary value and the unique identifier;

transferring the device from the receiving point to a first custody point within the facility;

counting the monetary package to determine a second monetary value of the monetary package when the device is located at the first custody point;

comparing, by a computer, the first monetary value with the second monetary value; and

responsive to determining that the first monetary value equals the second monetary value, transferring the device from the first custody point to a second custody point within the facility.

15. The method recited in claim 14, wherein the device is a deposit bag containing at least one of a cash bag and a cash strap, wherein the at least one of the cash bag and the cash strap contains at least one of physical cash and negotiable instruments.

16. The method recited in claim 14, wherein the information contained by the first RFID tag includes an amount of physical cash that is contained in the device.

17. The method recited in claim 14, wherein the transferring the device from the first custody point to the second custody point is performed by personnel having a second RFID tag attached thereto, the method further comprising tracking a physical location of the personnel by detecting the second RFID tag by a second RFID scanner.