Methods, systems, and computer readable media for over the air (OTA) provisioning of soft cards on devices with wireless communications capabilities
First Claim
1. A method for over the air (OTA) provisioning a soft card on a device having wireless communications capabilities, the method comprising:
- (a) instantiating a soft card provisioning application on a device with wireless communications capabilities;
(b) obtain a card number for a soft card desired to be provisioned on the device;
(c) communicating an issuer identification number (IIN) retrieved from the card number to a provisioning configuration server over an air interface;
(d) receiving a provisioning issuer server network address from the provisioning configuration server based on the issuer identification number;
(e) connecting to and receiving at least one card-issuer-specific challenge question from provisioning issuer server;
(f) presenting the at least one challenge question to a user of the device and receiving at least one response to the at least one challenge question;
(g) communicating the at least one response to the provisioning issuer server; and
(h) receiving, over the air interface, card image data and soft card personalization data including personalized embossed and pre-printed data from the provisioning issuer server and, in response to successful receipt of the data sent over the air interface, provisioning the soft card for the use on the device with wireless communication capabilities based on the data received over the air interface.
5 Assignments
0 Petitions
Accused Products
Abstract
Methods, systems, and computer readable media for over the air provisioning of soft cards on devices with wireless communications capabilities are disclosed. According to one method, a soft card provisioning application is instantiated on a device with wireless communications capabilities. A card number for a soft card desired to be provisioned on the device is obtained from a user of the device. An issuer identification number retrieved from the card number is communicated to a provisioning configuration server over an air interface. A provisioning issuer server network address is obtained from the provisioning configuration server based on the issuer identification number. The provisioning information server is connected to, and card-issuer-specific challenge information is obtained therefrom. The challenges are presented to the user, and the user'"'"'s responses to the challenges are received. A connection is made to the provisioning issuer server corresponding to the network address. The challenge responses are communicated to the provisioning issuer server. Soft card image data and personalization data, where the personalization data includes personalized embossed and pre-printed data, are received from the provisioning issuer server over the air interface. The soft card is provisioned for use on the device based on the data received over the air interface.
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Citations
45 Claims
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1. A method for over the air (OTA) provisioning a soft card on a device having wireless communications capabilities, the method comprising:
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(a) instantiating a soft card provisioning application on a device with wireless communications capabilities; (b) obtain a card number for a soft card desired to be provisioned on the device; (c) communicating an issuer identification number (IIN) retrieved from the card number to a provisioning configuration server over an air interface; (d) receiving a provisioning issuer server network address from the provisioning configuration server based on the issuer identification number; (e) connecting to and receiving at least one card-issuer-specific challenge question from provisioning issuer server; (f) presenting the at least one challenge question to a user of the device and receiving at least one response to the at least one challenge question; (g) communicating the at least one response to the provisioning issuer server; and (h) receiving, over the air interface, card image data and soft card personalization data including personalized embossed and pre-printed data from the provisioning issuer server and, in response to successful receipt of the data sent over the air interface, provisioning the soft card for the use on the device with wireless communication capabilities based on the data received over the air interface. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16)
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17. A method for over the air (OTA) provisioning of a soft card on a device having wireless communications capabilities using a provisioning configuration server, the method comprising:
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at a provisioning configuration server; (a) storing issuer configuration data and challenge questions for a plurality of different card issuers; (b) receiving a soft card provisioning request for provisioning a soft card on a device with wireless communications capabilities, the provisioning request including an issuer identification number (IIN); (c) identifying, based on IIN, a card issuer for the soft card request; and (d) communicating a network address for a card issuer server to the device over the air interface so that the device can contact the provisioning issuer server and obtain, from the provisioning issuer server over the air interface, soft card image data and soft card personalization data including pre-printed and embossed data. - View Dependent Claims (18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30)
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31. A system for over the air (OTA) provisioning of a soft card on a device with wireless communications capabilities, the system comprising:
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(a) a soft card provisioning application for executing on a device with wireless communications capabilities, for obtaining a card number from a user, and for communicating an issuer identification number (IIN) determined from the card number over an air interface; (b) a provisioning configuration server for receiving the IIN from the soft card provisioning application, for identifying a card issuer corresponding to the IIN, and for communicating card issuer network identification information over the air interface; and (c) a provisioning issuer server for connecting with the soft card provisioning application over an air interface, for communicating, over the air interface, at least one challenge to the soft card provisioning application, for receiving, over the air interface, at least one response to the at least one challenge, and for sending, over the air interface, personalization data to the soft card provisioning application for provisioning the soft card. - View Dependent Claims (32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42)
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43. A computer readable medium having stored therein computer executable instructions that when executed by the processor of a computer transform a non-provisioned mobile device into a mobile device provisioned with a soft card:
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(a) instantiating a soft card provisioning application on a device with wireless communications capabilities; (b) obtain a card number for a soft card desired to be provisioned on the device; (c) communicating an issuer identification number (IIN) retrieved from the card number to a provisioning configuration server over an air interface; (d) receiving a provisioning issuer server network address from the provisioning configuration server based on the issuer identification number; (e) connecting to a provisioning issuer server and receiving at least one card-issuer-specific challenge question from the provisioning issuer server; (f) presenting the at least one challenge question to a user of the device and receiving at least one response to the at least one challenge question; (g) communicating the at least one response to the provisioning issuer server; and (h) receiving, over the air interface, card image data and soft card personalization data including personalized embossed and pre-printed data from the provisioning issuer server and, in response to successful receipt of the data sent over the air interface, provisioning the soft card for the use on the device with wireless communication capabilities based on the data received over the air interface. - View Dependent Claims (44)
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45. A computer readable medium having stored therein computer executable instructions that when executed by the processor of a computer transform a non-provisioned mobile device into a mobile device provisioned with a soft card:
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at a provisioning configuration server; (a) storing issuer configuration data and challenge questions for a plurality of different card issuers; (b) receiving a soft card provisioning request for provisioning a soft card on a device with wireless communications capabilities, the provisioning request including an issuer identification number (IIN); (c) identifying, based on IIN, a card issuer for the soft card request; and (d) communicating a network address for a card issuer server to the device over the air interface so that the device can contact the provisioning issuer server and obtain, from the provisioning issuer server over the air interface, soft card image data and soft card personalization data including pre-printed and embossed data.
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Specification