Point pooling loyalty system and method
First Claim
1. A method, comprising:
- receiving, by a computer based system for managing loyalty accounts, a transfer request to transfer an amount of first geographic area loyalty points from a first loyalty account to a second loyalty account, wherein said first loyalty account is associated with a first geographic area and said second loyalty account is associated with a second geographic area;
converting, by said computer based system, an amount of said first geographic area loyalty points to an amount of said second geographic area loyalty points based on a conversion factor associated with a difference in an assigned first value of said first geographic location and an assigned second value of said second geographic location;
deducting, by said computer based system, said amount of said first geographic area loyalty points from said first loyalty account; and
crediting, by said computer based system, said amount of said second geographic area loyalty points to said second loyalty account.
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Accused Products
Abstract
The invention facilitates pooling, gifting or transferring of geographic area loyalty points between accounts. The invention also facilitates a transfer of geographic area loyalty points from a consumer account associated with a sponsoring company to a consumer account associated with a host company. The invention may also facilitate gifting of loyalty points to charitable organizations on a recurring basis, wherein the gifting may transfer any portion of geographic based points to various charities. The system may also convert the geographic area loyalty points to a monetary value, thereby allowing the points to be donated to a charity such that the donation appears to be a monetary value donation to the charity.
147 Citations
19 Claims
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1. A method, comprising:
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receiving, by a computer based system for managing loyalty accounts, a transfer request to transfer an amount of first geographic area loyalty points from a first loyalty account to a second loyalty account, wherein said first loyalty account is associated with a first geographic area and said second loyalty account is associated with a second geographic area; converting, by said computer based system, an amount of said first geographic area loyalty points to an amount of said second geographic area loyalty points based on a conversion factor associated with a difference in an assigned first value of said first geographic location and an assigned second value of said second geographic location; deducting, by said computer based system, said amount of said first geographic area loyalty points from said first loyalty account; and crediting, by said computer based system, said amount of said second geographic area loyalty points to said second loyalty account. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
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18. A tangible non-transitory computer-readable storage medium having computer-executable instructions stored thereon that, if executed by a computer based system for managing loyalty accounts, cause said computer based system to perform operations comprising:
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receiving, by said computer based system, a transfer request to transfer an amount of first geographic area loyalty points from a first loyalty account to a second loyalty account, wherein said first loyalty account is associated with a first geographic area and said second loyalty account is associated with a second geographic area; converting, by said computer based system, an amount of said first geographic area loyalty points to an amount of said second geographic area loyalty points based on a conversion factor associated with a difference in an assigned first value of said first geographic location and an assigned second value of said second geographic location; deducting, by said computer based system, said amount of said first geographic area loyalty points from said first loyalty account; and crediting, by said computer based system, said amount of said second geographic area loyalty points to said second loyalty account.
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19. A system for managing loyalty accounts comprising:
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a processor; a memory configured to communicate with said processor for managing loyalty accounts; a network interface communicating with said memory; said memory communicating with a processor for managing loyalty accounts; and wherein said processor, when executing a computer program, is configured to; receive a transfer request to transfer an amount of first geographic area loyalty points from a first loyalty account to a second loyalty account, wherein said first loyalty account is associated with a first geographic area and said second loyalty account is associated with a second geographic area; convert an amount of said first geographic area loyalty points to an amount of said second geographic area loyalty points based on a conversion factor associated with a difference in an assigned first value of said first geographic location and an assigned second value of said second geographic location; deduct said amount of said first geographic area loyalty points from said first loyalty account; and credit said amount of said second geographic area loyalty points to said second loyalty account.
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Specification