Discrete choice method of reporting and predicting multiple transaction types
First Claim
Patent Images
1. A method performed by a processor for forecasting future communication transaction traffic from a customer comprising the steps of:
- a) collecting communication channel data of communication channel selections by the customer for at least first and second communication channels, each communication channel using a different communication method, and communication each communication channel available to be chosen by the customer for communications;
b) performing a numeric transformation to the data;
c) calculating a discrete choice probability of communication channel selection by the customer for each communication channel available to be chosen by the customer using discrete choice modeling; and
d) forecasting future channel selection trends of communication channel selections to be made by the customer on at least one of the communication channels based on the discrete choice probabilities.
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Abstract
The method for and system or apparatus for forecasting future communication transaction traffic from a customer include the steps of or structure for: collecting communication channel data on at least first and second communication channels; performing a numeric transformation to the data; calculating a discrete choice probability for each communication channel; and forecasting future period usage values for a user on a communication channel.
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Citations
36 Claims
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1. A method performed by a processor for forecasting future communication transaction traffic from a customer comprising the steps of:
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a) collecting communication channel data of communication channel selections by the customer for at least first and second communication channels, each communication channel using a different communication method, and communication each communication channel available to be chosen by the customer for communications; b) performing a numeric transformation to the data; c) calculating a discrete choice probability of communication channel selection by the customer for each communication channel available to be chosen by the customer using discrete choice modeling; and d) forecasting future channel selection trends of communication channel selections to be made by the customer on at least one of the communication channels based on the discrete choice probabilities. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A non-transitory computer-readable storage media embodying a program of instructions executable by a computer to perform the steps of:
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a) collecting communication channel selection data for a user on at least two communication channels; b) performing a numeric transformation to the data; c) calculating a discrete choice probability for the user of user communication channel selection of each communication channel using discrete choice modeling; and d) forecasting future communication channel selection trends for communication channel selections to be made by the user on the communication channels based upon the discrete choice probabilities. - View Dependent Claims (12)
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13. The non-transitory computer-readable storage media tangibly embodying a program of instructions executable by a computer to perform the steps of:
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collecting communication channel user choice data on at least two communication channels available to be chosen by users for a communication; performing a numeric transformation to the data; calculating a discrete choice probability for user communication channel choices by the users for each communication channel using discrete choice modeling; and forecasting future period values for the communication channels based upon the discrete choice probabilities. - View Dependent Claims (14)
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15. A processor for forecasting future communication transaction traffic from a customer comprising:
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means for collecting communication channel selection data of communication channel selections made by the customer on at least two communication channels; means for performing a numeric transformation to the data; means for calculating a discrete choice probability of communication channel selection by the customer for each communication channel using discrete choice modeling; and means for forecasting future communication channel selection values of communication channel selection made by the customer on at least one of the communication channels based on the discrete choice probabilities.
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16. A processor for forecasting future communication transaction traffic from a customer comprising:
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means for collecting communication channel selection data of communication channel selections by the customer on at least two communication channels; means for performing a numeric transformation to the data; means for calculating a discrete choice probability of communication channel selections for each communication channel; and means for forecasting future period communication channel selection trends of the customer for the communication channels based on the discrete choice probabilities.
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17. An apparatus programmed to forecast future communication transaction traffic comprising:
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a communications interface to a transaction processing system including at least one processor, wherein said communication interface provides communication channel traffic level information about a plurality of available communications channels, each of the plurality of communications channels using different communications method, to a computing system which determines discrete choice probabilities of communication channel selection by a customer for each channel based upon the traffic information; and a processing system, said processing system being disposed within the computing system for forecasting future trend values for channel selection by the customer based on the discrete choice probabilities for at least one of the plurality of communication channels.
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18. An apparatus programmed to forecast future communication transaction traffic comprising:
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a communications interface to a transaction processing system including at least one processor, wherein said communication interface provides communication traffic level information about a user of a plurality of available communications channels, each of the plurality of communication channels using a different communications method, to a computing system; and a processing system, said processing system being disposed within the computing system for forecasting future trend values for communication channel selection by the user of at least one of the plurality of communication channels based upon discrete choice probabilities of communication channel selection by the user derived from the traffic level information.
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19. A computer programmed to execute a process of forecasting communication transaction traffic, the process comprising:
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collecting communication channel selection data of channel selections by a customer on at least two communication channels; performing a numeric transformation to the data; and calculating a discrete choice probability of communication channel selection by the customer for user communication channel selection of each communication channel; and forecasting communication transaction traffic using the discrete choice probability of channel selection. - View Dependent Claims (20, 21, 22, 23, 24)
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25. A method performed by a processor for forecasting future communication transaction traffic from a customer including the steps of:
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collecting over a selected time period N versions of communication transaction method selection data including at least two different communication transaction methods, the first method of communication transactions being identified as Type A mad the second method of communication transactions being identified as Type B; tabulating the data collected; performing a numeric transformation to the data; calculating a discrete choice probability of communications method selection by the customer for each communication method using discrete choice modeling; forecasting future trends of communication method selection made by the customer for each of the methods of communications transactions being used based on the discrete choice probabilities; and displaying the forecast. - View Dependent Claims (26, 27, 28, 29, 30)
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31. A system for forecasting future communication transaction traffic from a customer comprising:
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hardware and software for collecting over a selected time period N versions of communication transaction method selection data including at least two different communication transaction methods, the first method of communication transactions being identified as Type A and the second method of communication transactions being identified as Type B; hardware and software for tabulating the data collected; hardware and software for performing a numeric transformation to the data; hardware and software for calculating a discrete choice probability for communication method selection by the customer for each communication method using discrete choice modeling; hardware and software for forecasting future probability values of selection by customer for each of the methods of communication transactions being used based upon the discrete choice probabilities; and display structure for displaying the forecast. - View Dependent Claims (32, 33, 34, 35, 36)
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Specification