Information processing system, information communication terminal and method, information processing apparatus and method, recording medium, and program for internet transaction
First Claim
1. An information processing system comprising:
- an information communication terminal connected to a network, for holding information relating to a commercial transaction;
a first information processing apparatus connected to said network, for managing information relating to said commercial transaction; and
a second information processing apparatus connected to said network, for managing information relating to trustworthiness of a first user of said information communication terminal and information relating to trustworthiness of a second user of said first information processing apparatus;
wherein said information communication terminal comprises;
a non-contact IC card that utilizes electromagnetic induction for communication, an identification number of the non-contact IC card being included in the information relating to the commercial transaction upon receiving a product of the commercial transaction,a first storage unit that stores information relating to trustworthiness of said first user;
a first providing unit that provides information relating to trustworthiness of said first user to said first information processing apparatus directly by short-range wireless communication;
a first acquiring unit that acquires information relating to trustworthiness of said second user from said second information processing apparatus;
a second acquiring unit that acquires information relating to said commercial transaction from said first information processing apparatus directly by short-range wireless communication;
a second providing unit that provides trustworthiness of said first user and information relating to said commercial transaction to said second information processing apparatus; and
a third acquiring unit that acquires information relating to trustworthiness of said first user updated by said second information processing apparatus,wherein said first information processing apparatus comprises;
a fourth acquiring unit that acquires information relating to trustworthiness of said first user from said information communication terminal directly by short-range wireless communication; and
a third providing unit that provides information relating to said commercial transaction to said information communication terminal directly by short-range wireless communication; and
wherein said second information processing apparatus comprises;
a second storage unit that stores information relating to trustworthiness of said second user;
a fourth providing unit that provides information relating to trustworthiness of said second user to said information communication terminal;
a fifth acquiring unit that acquires information relating to said first user from said information communication terminal and information relating to said commercial transaction;
an updating unit that updates information relating to said first user and information relating to trustworthiness of said second user based on information relating to said commercial transaction; and
a fifth providing unit that provides said information relating to trustworthiness of said first user updated by said updating unit to said information communication terminal,wherein the non-contact IC card stores purchasing information of said commercial transaction in a first location in the non-contact IC card, the purchasing information includes a purchasing identifier, a payment identifier, and the identification number of the non-contact IC cards, and the non-contact IC card also stores the identification number in a second location different from the first location in the non-contact IC card, andwherein a one-time password is required each time the information relating to said commercial transaction is updated so that an illegal duplication or falsification is prevented.
4 Assignments
0 Petitions
Accused Products
Abstract
An information processing system, information communication terminal and method, information processing apparatus and method, recording medium, and program capable of enabling safer electronic commercial transactions. A point-of-purchase server generates purchasing information using a card Identification number allotted to a non-contact IC-card of a mobile telephone. A point-of-receipt server acquires this purchasing information and confirms the card identification number allotted to the non-contact IC card of the mobile telephone and a purchasing card identification number. The authentication server calculates user trustworthiness and store trustworthiness based on temporary commercial transaction information stored in the non-contact IC card of the mobile telephone. The calculated user trustworthiness and store trustworthiness is then reference by the mobile telephone and point-of-purchase server in the next commercial transaction.
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Citations
14 Claims
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1. An information processing system comprising:
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an information communication terminal connected to a network, for holding information relating to a commercial transaction; a first information processing apparatus connected to said network, for managing information relating to said commercial transaction; and a second information processing apparatus connected to said network, for managing information relating to trustworthiness of a first user of said information communication terminal and information relating to trustworthiness of a second user of said first information processing apparatus; wherein said information communication terminal comprises; a non-contact IC card that utilizes electromagnetic induction for communication, an identification number of the non-contact IC card being included in the information relating to the commercial transaction upon receiving a product of the commercial transaction, a first storage unit that stores information relating to trustworthiness of said first user; a first providing unit that provides information relating to trustworthiness of said first user to said first information processing apparatus directly by short-range wireless communication; a first acquiring unit that acquires information relating to trustworthiness of said second user from said second information processing apparatus; a second acquiring unit that acquires information relating to said commercial transaction from said first information processing apparatus directly by short-range wireless communication; a second providing unit that provides trustworthiness of said first user and information relating to said commercial transaction to said second information processing apparatus; and a third acquiring unit that acquires information relating to trustworthiness of said first user updated by said second information processing apparatus, wherein said first information processing apparatus comprises; a fourth acquiring unit that acquires information relating to trustworthiness of said first user from said information communication terminal directly by short-range wireless communication; and a third providing unit that provides information relating to said commercial transaction to said information communication terminal directly by short-range wireless communication; and wherein said second information processing apparatus comprises; a second storage unit that stores information relating to trustworthiness of said second user; a fourth providing unit that provides information relating to trustworthiness of said second user to said information communication terminal; a fifth acquiring unit that acquires information relating to said first user from said information communication terminal and information relating to said commercial transaction; an updating unit that updates information relating to said first user and information relating to trustworthiness of said second user based on information relating to said commercial transaction; and a fifth providing unit that provides said information relating to trustworthiness of said first user updated by said updating unit to said information communication terminal, wherein the non-contact IC card stores purchasing information of said commercial transaction in a first location in the non-contact IC card, the purchasing information includes a purchasing identifier, a payment identifier, and the identification number of the non-contact IC cards, and the non-contact IC card also stores the identification number in a second location different from the first location in the non-contact IC card, and wherein a one-time password is required each time the information relating to said commercial transaction is updated so that an illegal duplication or falsification is prevented.
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2. An information communication terminal comprising:
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a first acquiring unit that acquires information relating to a commercial transaction employed in user authentication during product purchasing; a storage unit that stores information relating to said commercial transaction acquired by said first acquiring unit; and a first providing unit that provides said information relating to said commercial transaction during receipt of product directly by short-range wireless communication; a second acquiring unit that acquires key information required for editing information relating to said commercial transaction; and a deleting unit that deletes information relating to said commercial transaction, by using said key information, wherein the information communication terminal further comprises a non-contact IC card that utilizes electromagnetic induction for communication, an identification number of the non-contact IC card being included in the information relating to the commercial transaction upon receiving a product of the commercial transaction, and wherein the non-contact IC card stores purchasing information of said commercial transaction in a first location in the non-contact IC card, the purchasing information includes a purchasing identifier, a payment identifier, and the identification number of the non-contact IC cards, and the non-contact IC card also stores the identification number in a second location different from the first location in the non-contact IC card, and wherein a one-time password is required each time the information relating to said commercial transaction is updated so that an illegal duplication or falsification is prevented.
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3. An information communication terminal comprising:
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a first storage unit that stores information relating to trustworthiness of a user decided based on results of past commercial transactions of said user; a first providing unit that provides said information relating to trustworthiness of said user directly by short-range wireless communication; a first acquiring unit that acquires information relating to a commercial transaction employed in user authentication during product purchasing; a second storage unit that stores information relating to said commercial transaction; and a second providing unit that provides information relating to said commercial transaction during product purchasing, wherein the information communication terminal further comprises a non-contact IC card that utilizes electromagnetic induction for communication, an identification number of the non-contact IC card being included in the information relating to the commercial transaction upon receiving a product of the commercial transaction, and wherein the non-contact IC card stores purchasing information of said commercial transaction in a first location in the non-contact IC card, the purchasing information includes a purchasing identifier, a payment identifier, and the identification number of the non-contact IC cards, and the non-contact IC card also stores the identification number in a second location different from the first location in the non-contact IC card, and wherein a one-time password is required each time the information relating to said commercial transaction is updated so that an illegal duplication or falsification is prevented. - View Dependent Claims (4, 5)
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6. An information communication terminal comprising:
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a first acquiring unit that acquires information relating to a commercial transaction employed in user authentication during product purchasing; a storage unit that stores information relating to said commercial transaction; and a first providing unit that provides said information relating to said commercial transaction during receipt of product directly by short-range wireless communication; a second acquiring unit that acquires information relating to trustworthiness of a commercial transaction target of said commercial transaction constituted by said user of said first information processing apparatus from a second information processing apparatus separate from said first information processing apparatus; and a display unit that displays information relating to trustworthiness of said commercial transaction target, wherein the information communication terminal further comprises a non-contact IC card that utilizes electromagnetic induction for communication, an identification number of the non-contact IC card being included in the information relating to the commercial transaction upon receiving a product of the commercial transaction, and wherein the non-contact IC card stores purchasing information of said commercial transaction in a first location in the non-contact IC card, the purchasing information includes a purchasing identifier, a payment identifier, and the identification number of the non-contact IC cards, and the non-contact IC card also stores the identification number in a second location different from the first location in the non-contact IC card, and wherein a one-time password is required each time the information relating to said commercial transaction is updated so that an illegal duplication or falsification is prevented. - View Dependent Claims (7, 8)
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9. An information processing apparatus connected to a network, for managing information relating to a commercial transaction, comprising:
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a first acquiring unit that acquires information relating to trustworthiness of a target of said commercial transaction directly by short-range wireless communication; a generating unit that generates information relating to said commercial transaction during product sales; a first providing unit that provides information relating to said commercial transaction directly by short-range wireless communication; a storage unit that stores information relating to said commercial transaction; a second acquiring unit that acquires information relating to said commercial transaction during product delivery directly by short-range wireless communication; an authentication unit that authenticates information relating to said commercial transaction using information relating to said commercial transaction; and a second providing unit that provides information relating to said information processing apparatus for generating information relating to user trustworthiness, wherein the second acquiring unit acquires in a first acquiring process purchasing information of said commercial transaction from a non-contact IC card, the purchasing information includes a purchasing identifier, a payment identifier, and an identification number of the non-contact IC card, and the second acquiring unit acquires in a second acquiring process the identification number from the non-contact IC card, and wherein a one-time password is required each time the information relating to said commercial transaction is updated so that an illegal duplication or falsification is prevented.
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10. An information processing method for an information processing apparatus connected to a network, for managing information relating to a commercial transaction, comprising:
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a first acquisition control step of controlling the acquisition of information relating to trustworthiness of a target of said commercial transaction; a generating step for generating information relating to said commercial transaction during product sales; a first providing control step for controlling providing of information relating to said commercial transaction generated by said generating step process directly by short-range wireless communication; a storage control step for controlling storage of information relating to said commercial transaction generated by said generating step process; a second acquisition control step for controlling acquisition of information relating to said commercial transaction during product delivery; an authentication step for authenticating information relating to said commercial transaction having acquisition thereof controlled by said second acquisition control step using information relating to said commercial transaction having storage thereof controlled by said storage control step process; and a second providing control step for controlling providing of information for generating information relating to user trustworthiness to authenticated by said authentication step directly by short-range wireless communication, wherein the second acquisition control step acquires in a first acquiring process purchasing information of said commercial transaction from a non-contact IC card, the purchasing information includes a purchasing identifier, a payment identifier, and an identification number of the non-contact IC card, and the second acquiring unit acquires in a second acquiring process the identification number from the non-contact IC card, and wherein a one-time password is required each time the information relating to said commercial transaction is updated so that an illegal duplication or falsification is prevented.
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11. A computer-readable recording medium recorded with a computer-executable program for use by an information processing apparatus connected to a network, for managing information relating to a commercial transaction, comprising:
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a first acquisition control step of controlling the acquisition of information relating to trustworthiness of said commercial transaction target; a generating step for generating information relating to said commercial transaction during product sales; a first providing control step for controlling providing of information relating to said commercial transaction generated by said generating step process directly by short-range wireless communication; a storage control step for controlling storage of information relating to said commercial transaction generated by said generating step process; a second acquisition control step for controlling acquisition of information relating to said commercial transaction during product delivery; an authentication step for authenticating information relating to said commercial transaction having acquisition thereof controlled by said second acquisition control step using information relating to said commercial transaction having storage thereof controlled by said storage control step process; and a second providing control step for controlling providing of information relating to said information processing apparatus for generating information relating to user trustworthiness to authenticated by said authentication step directly by short-range wireless communication, wherein the second acquisition control step acquires in a first acquiring process purchasing information of said commercial transaction from a non-contact IC card, the purchasing information includes a purchasing identifier, a payment identifier, and an identification number of the non-contact IC card, and the second acquiring unit acquires in a second acquiring process the identification number from the non-contact IC card, and wherein a one-time password is required each time the information relating to said commercial transaction is updated so that an illegal duplication or falsification is prevented.
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12. An information processing system connected to a network, for managing information relating to trustworthiness of a first user of an information communication terminal and information relating to trustworthiness of a second user of another information processing apparatus, comprising:
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a storage unit that stores information relating to trustworthiness of said second user; a first providing unit that provides information relating to trustworthiness of said second user to said information communication terminal directly by short-range wireless communication; an acquiring unit that acquires information relating to said first user from said information communication terminal and information relating to a commercial transaction directly by short-range wireless communication; an updating unit that updates information relating to said first user and information relating to trustworthiness of said second user based on information relating to said commercial transaction; and a second providing unit that provides information relating to trustworthiness of said first user to said information communication terminal directly by short-range wireless communication, wherein the information communication terminal further comprises a non-contact IC card that utilizes electromagnetic induction for communication, an identification number of the non-contact IC card being included in the information relating to the commercial transaction upon receiving a product of the commercial transaction, and wherein the non-contact IC card stores purchasing information of said commercial transaction in a first location in the non-contact IC card, the purchasing information includes a purchasing identifier, a payment identifier, and the identification number of the non-contact IC cards, and the non-contact IC cards also stores the identification number in a second location different from the first location in the non-contact IC card, and wherein a one-time password is required each time the information relating to said commercial transaction is updated so that an illegal duplication or falsification is prevented.
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13. An information processing method, executed by a processor, for an information processing system connected to a network, for managing information relating to trustworthiness of a first user of an information communication terminal and information relating to trustworthiness of a second user of another information processing apparatus, comprising:
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a storage control step of controlling storage of information relating to trustworthiness of said second user; a first provision control step of controlling providing of information relating to trustworthiness of said second user directly by short-range wireless communication, the storage thereof being controlled by processing of said storage control step, to said information communication terminal; an acquisition control step of controlling acquisition of information relating to said first user provided by said information communication terminal and information relating to a commercial transaction directly by short-range wireless communication; an updating step for updating information relating to trustworthiness of said first user with the acquisition thereof controlled by the processing of said acquisition control step and information relating to trustworthiness of said second user with the storage thereof controlled by the processing of said storage control step based on information relating to said commercial transaction with acquisition thereof controlled by processing of said acquisition control step; and a second provision control step of controlling providing of information relating to trustworthiness of said first user updated by processing of said updating step, to said information communication terminal directly by short-range wireless communication, wherein the information communication terminal further comprises a non-contact IC card that utilizes electromagnetic induction for communication, an identification number of the non-contact IC card being included in the information relating to the commercial transaction upon receiving a product of the commercial transaction, and wherein the non-contact IC card stores purchasing information of said commercial transaction in a first location in the non-contact IC card, the purchasing information includes a purchasing identifier, a payment identifier, and the identification number of the non-contact IC cards, and the non-contact IC cards also stores the identification number in a second location different from the first location in the non-contact IC card, and wherein a one-time password is required each time the information relating to said commercial transaction is updated so that an illegal duplication or falsification is prevented.
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14. A recording medium recorded with a computer-readable program for use with an information processing system connected to a network, for managing information relating to trustworthiness of a first user of an information communication terminal and information relating to trustworthiness of a second user of another information processing apparatus, comprising:
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a storage control step of controlling storage of information relating to trustworthiness of said second user; a first provision control step of controlling providing of information relating to trustworthiness of said second user directly by short-range wireless communication, the storage thereof being controlled by processing of said storage control step, to said information communication terminal; an acquisition control step of controlling acquisition of information relating to said first user provided by said information communication terminal and information relating to a commercial transaction directly by short-range wireless communication; an updating step for updating information relating to trustworthiness of said first user with the acquisition thereof controlled by the processing of said acquisition control step and information relating to trustworthiness of said second user with the storage thereof controlled by the processing of said storage control step based on information relating to said commercial transaction with acquisition thereof controlled by processing of said acquisition control step; and a second provision control step of controlling providing of information relating to trustworthiness of said first user updated by processing of said updating step, to said information communication terminal directly by short-range wireless communication, wherein the information communication terminal further comprises a non-contact IC card that utilizes electromagnetic induction for communication, an identification number of the non-contact IC card being included in the information relating to the commercial transaction upon receiving a product of the commercial transaction, and wherein the non-contact IC card stores purchasing information of said commercial transaction in a first location in the non-contact IC card, the purchasing information includes a purchasing identifier, a payment identifier, and the identification number of the non-contact IC cards, and the non-contact IC cards also stores the identification number in a second location different from the first location in the non-contact IC card, and wherein a one-time password is required each time the information relating to said commercial transaction is updated so that an illegal duplication or falsification is prevented.
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Specification