Financial portfolio management system and method
First Claim
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1. A system for retrieving and displaying financial information, comprising:
- a central processing unit (CPU); and
a storage device coupled to the CPU and having stored there information for configuring the CPU to;
retrieve financial information of a customer by connecting over a network to each of two or more unrelated financial institutions, the retrieving including automatically performing a login procedure for at least one of the two or more unrelated financial institutions and also including downloading financial information from each of the two or more unrelated financial institutions, at least one of the two or more unrelated financial institutions storing its financial information in a data format different than at least one other of two or more unrelated financial institutions stores its financial information;
for each of two or more unrelated financial institutions, normalize the retrieved financial information into a single normalized data format by assigning each piece of the customer'"'"'s retrieved financial information to a different position in a stored data model;
generate a financial portfolio by aggregating financial information, the aggregating including applying at least one language-processing technique to address one or more missing pieces of financial information; and
display at least some of the generated financial portfolio.
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Abstract
A financial portfolio management system operable in a network environment can be configured to gather financial information from a plurality of sources over an electronic network and intelligently aggregate the information into a financial portfolio viewable by a client. The client can determine which accounts should be included in the portfolio. The system uses web crawling, parsing, or spidering technology to update the portfolio information. The system provides one platform that conveys financial information from a variety of accounts held at several different financial institutions.
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Citations
14 Claims
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1. A system for retrieving and displaying financial information, comprising:
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a central processing unit (CPU); and a storage device coupled to the CPU and having stored there information for configuring the CPU to; retrieve financial information of a customer by connecting over a network to each of two or more unrelated financial institutions, the retrieving including automatically performing a login procedure for at least one of the two or more unrelated financial institutions and also including downloading financial information from each of the two or more unrelated financial institutions, at least one of the two or more unrelated financial institutions storing its financial information in a data format different than at least one other of two or more unrelated financial institutions stores its financial information; for each of two or more unrelated financial institutions, normalize the retrieved financial information into a single normalized data format by assigning each piece of the customer'"'"'s retrieved financial information to a different position in a stored data model; generate a financial portfolio by aggregating financial information, the aggregating including applying at least one language-processing technique to address one or more missing pieces of financial information; and display at least some of the generated financial portfolio. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A computer-readable medium storing software code representing instructions that when executed by a computing system cause the computing system to perform a method of retrieving and displaying financial information, the method comprising:
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retrieving financial information of a customer by connecting over a network to each of two or more unrelated financial institutions, the retrieving including automatically performing a login procedure for at least one of the two or more unrelated financial institutions and also including downloading financial information from each of the two or more unrelated financial institutions, at least one of the two or more unrelated financial institutions storing its financial information in a data format different than at least one other of two or more unrelated financial institutions stores its financial information; for each of the two or more unrelated financial institutions, normalizing the retrieved financial information into a single normalized data format by assigning each piece of the customer'"'"'s retrieved financial information to a different position in a stored data model; generating a financial portfolio by aggregating financial information, the aggregating including applying at least one language-processing technique to address one or more missing pieces of financial information; and displaying at least some of the generated financial portfolio. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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Specification