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Mass storage device with automated credentials loading

  • US 8,220,039 B2
  • Filed: 02/26/2010
  • Issued: 07/10/2012
  • Est. Priority Date: 07/08/2005
  • Status: Expired due to Fees
First Claim
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1. A method for accessing an account with a portable mass storage device, the method comprising:

  • detecting a connecting of the portable mass storage device with a host, the portable mass storage device comprising a portable memory device or a portable USB drive;

    executing a client application using the host;

    sending a request from the client application to the portable mass storage device;

    generating, in response to the request and within the portable mass storage device, a one time password; and

    causing the one time password to be transmitted to an institution along with identifying information, thereby logging into an account.

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