Banking system controlled responsive to data bearing records
First Claim
Patent Images
1. Apparatus comprising:
- an automated banking machine that is operative to cause financial transfers responsive at least in part to read user data,wherein the machine includes at least one reader,wherein the at least one reader is operative to read user data usable to identify at least one of a user of the machine and a financial account associated with a user transaction session,wherein the machine includes at least one ofa sheet receiver that is operative to receive at least one sheet into the machine, anda sheet dispenser that is operative to dispense at least one sheet from the machine,wherein the machine includes at least one display,wherein the at least one display is operative to provide visible outputs,wherein the machine includes at least one user input device,wherein the at least one user input device includes at least one sensor operative to sense at least one feature of at least one eye of a user at the machine,at least one computer associated with the machine,wherein the at least one computer is in operative connection with the at least one reader, the at least one of a sheet receiver and a sheet dispenser, the at least one display, and the at least one user input device,wherein the at least one computer is operative during a financial transaction to cause user data to be read through operation of the at least one reader and to cause a user account to be assessed a value associated with the financial transaction,wherein the at least one computer is operative responsive at least in part to the at least one sensor to determine an area on the at least one display where the user is looking.
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Accused Products
Abstract
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that reads card data from a card of a machine user. The card data may be linked in a data store to both a customer'"'"'s financial account and a cell phone assigned to that customer. The automated banking machine user may provide inputs to the machine via one or more sensors that operate to determine where on a display of the machine at least one eye of the machine user is looking.
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Citations
22 Claims
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1. Apparatus comprising:
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an automated banking machine that is operative to cause financial transfers responsive at least in part to read user data, wherein the machine includes at least one reader, wherein the at least one reader is operative to read user data usable to identify at least one of a user of the machine and a financial account associated with a user transaction session, wherein the machine includes at least one of a sheet receiver that is operative to receive at least one sheet into the machine, and a sheet dispenser that is operative to dispense at least one sheet from the machine, wherein the machine includes at least one display, wherein the at least one display is operative to provide visible outputs, wherein the machine includes at least one user input device, wherein the at least one user input device includes at least one sensor operative to sense at least one feature of at least one eye of a user at the machine, at least one computer associated with the machine, wherein the at least one computer is in operative connection with the at least one reader, the at least one of a sheet receiver and a sheet dispenser, the at least one display, and the at least one user input device, wherein the at least one computer is operative during a financial transaction to cause user data to be read through operation of the at least one reader and to cause a user account to be assessed a value associated with the financial transaction, wherein the at least one computer is operative responsive at least in part to the at least one sensor to determine an area on the at least one display where the user is looking. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
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18. A method comprising:
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(a) operating at least one computer during a user transaction session with an automated banking machine to cause user data to be read through operation of at least one reader of the machine, wherein the at least one reader is operative to read user data usable to identify at least one of a user of the machine and a financial account associated with the user transaction session, wherein the machine includes at least one of a sheet receiver that is operative to receive at least one sheet into the machine, and a sheet dispenser that is operative to dispense at least one sheet from the machine, wherein the machine includes at least one display, wherein the at least one display is operative to provide visible outputs, wherein the machine includes at least one user input device, wherein the at least one user input device includes at least one sensor operative to sense at least one feature of at least one eye of a user at the machine, wherein the at least one computer is in operative connection with the at least one reader, the at least one of a sheet receiver and a sheet dispenser, the at least one display, and the at least one user input device, wherein the at least one computer is operative to cause the financial account to be assessed a value associated with a financial transaction, wherein the at least one computer is operative responsive at least in part to the at least one sensor to determine an area on the at least one display where the user is looking; and (b) operating the at least one computer during the user transaction session responsive at least in part to the at least one sensor, to determine an area on the at least one display where the user is looking. - View Dependent Claims (19, 20, 22)
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21. At least one article including computer executable instructions configured to cause at least one computer during a user transaction session with an automated banking machine to carry out a method comprising:
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(a) operating the at least one computer during the user transaction session with the machine to cause user data to be read through operation of at least one reader of the machine, wherein the at least one reader is operative to read user data usable to identify at least one of a user of the machine and a financial account associated with the user transaction session, wherein the machine includes at least one of a sheet receiver that is operative to receive at least one sheet into the machine, and a sheet dispenser that is operative to dispense at least one sheet from the machine, wherein the machine includes at least one display, wherein the at least one display is operative to provide visible outputs, wherein the machine includes at least one user input device, wherein the at least one user input device includes at least one sensor operative to sense at least one feature of at least one eye of a user at the machine, wherein the at least one computer is in operative connection with the at least one reader, the at least one of a sheet receiver and a sheet dispenser, the at least one display, and the at least one user input device, wherein the at least one computer is operative to cause the financial account to be assessed a value associated with a financial transaction, wherein the at least one computer is operative responsive at least in part to the at least one sensor to determine an area on the at least one display where the user is looking; and (b) operating the at least one computer during the user transaction session responsive at least in part to the at least one sensor, to determine an area on the at least one display where the user is looking.
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Specification