On-demand flight accident insurance
First Claim
Patent Images
1. A system for providing flight accident insurance to a traveler, said system comprising:
- a. a computer configured to accept an application for said flight accident insurance from said traveler, said application comprising a listing of a flight on said traveler'"'"'s itinerary, said flight being operated by an operating carrier;
b. a computer configured to query a flight database to determine if flight accident insurance is available for said flight, said availability being confirmed if there is less than a first number of said flight accident insurance policies already sold to other travelers for said flight;
c. a computer configured to receive confirmation of the availability of said flight accident insurance for said traveler;
d. a computer configured to calculate a premium for said flight accident insurance, said calculation being based on the GDP of the country in which said operating carrier is domiciled such that said premium is a decreasing function of said GDP; and
e. a computer configured to provide said premium and an offer of coverage to said traveler.
2 Assignments
0 Petitions
Accused Products
Abstract
A system for providing flight accident insurance at low price and fixed coverage comprises means for limiting the number of policies that can be sold on any given flight to not more than a predetermined number. The predetermined number may be 20. The premium for the insurance is a function of the GDP of the country in which the airline operating said flight is domiciled such that said premium is a decreasing function of said GDP.
-
Citations
15 Claims
-
1. A system for providing flight accident insurance to a traveler, said system comprising:
-
a. a computer configured to accept an application for said flight accident insurance from said traveler, said application comprising a listing of a flight on said traveler'"'"'s itinerary, said flight being operated by an operating carrier; b. a computer configured to query a flight database to determine if flight accident insurance is available for said flight, said availability being confirmed if there is less than a first number of said flight accident insurance policies already sold to other travelers for said flight; c. a computer configured to receive confirmation of the availability of said flight accident insurance for said traveler; d. a computer configured to calculate a premium for said flight accident insurance, said calculation being based on the GDP of the country in which said operating carrier is domiciled such that said premium is a decreasing function of said GDP; and e. a computer configured to provide said premium and an offer of coverage to said traveler. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
-
-
12. A method for offering flight accident insurance to a traveler, said method comprising the steps of:
-
a. accepting in a computer an application for said flight accident insurance from said traveler, said application comprising a listing of a flight on said traveler'"'"'s itinerary, said flight being operated by an operating carrier; b. querying by a computer a flight database to determine if flight accident insurance is available for said flight, said availability being confirmed if there is less than a first number of said flight accident insurance policies already sold to other travelers for said flight; c. receiving in a computer confirmation of the availability of said flight accident insurance for said traveler; d. calculating by a computer a premium for said flight accident insurance, said calculation being based on the GDP of the country in which said operating carrier is domiciled such that said premium is a decreasing function of said GDP; and e. providing by a computer said premium and an offer of coverage to said traveler. - View Dependent Claims (13, 14, 15)
-
Specification