Component based information linking during claim processing
First Claim
1. A computer system for displaying information about an insurance claim for an insured event on a screen of a visual display device, the computer system comprising:
- a server computer comprising a hardware configuration of a central processing unit, a memory and an input/output adapter, the memory having stored thereon logic executable by the central processing unit including an event processor and a task engine that interacts with the event processor to enable said insurance claim to be processed; and
an insurance claim database coupled to the server computer and storing data in electronic format, the insurance claim database comprising a claim folder that decomposes data of an insurance claim for the insured event into a plurality of levels, the plurality of levels including a policy level, a claim level, a participant level and a line level,wherein the server computer is configured to generate a user interactive interface that interactively displays on the screen of the visual display device at least one of the plurality of levels reflecting information related to a policy, the claim, claimants and an insured person in a structured format to a plurality of users, and to allow each of the users to simultaneously interact with one of the plurality of levels to retrieve and enter data for the same insurance claim;
wherein the event processor maintains encapsulation of responsibilities of said computer system for displaying information from said event processor, wherein said responsibilities do not include functions performed by said event processor, interacts with the insurance claim database to identify a data event that affects data in the claim folder, determines a response, identifies a system component to enable said claim to be processed and transmits the data event to the identified system component;
wherein when said identified system component is the task engine, the task engine evaluates the data event, determines claim characteristics and matches the characteristics to tasks to automatically generate a list of tasks to be taken by one of the plurality of users handling said insurance claim to direct a workflow for said insurance claim to be processed.
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Accused Products
Abstract
A computer system includes a server computer and an insurance claim database. The insurance claim database stores data in electronic format and includes a claim folder that decomposes data of an insurance claim for an insured event into a plurality of levels, the plurality of levels including a policy level, a claim level, a participant level and a line level. The server computer is configured to generate a user interactive interface that interactively displays at least one of the plurality of levels reflecting information related to a policy, the claim, claimants and an insured person in a structured format to a plurality of users, and to allow each of the users to simultaneously interact with one of the plurality of levels to retrieve and enter data for the same insurance claim.
288 Citations
25 Claims
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1. A computer system for displaying information about an insurance claim for an insured event on a screen of a visual display device, the computer system comprising:
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a server computer comprising a hardware configuration of a central processing unit, a memory and an input/output adapter, the memory having stored thereon logic executable by the central processing unit including an event processor and a task engine that interacts with the event processor to enable said insurance claim to be processed; and an insurance claim database coupled to the server computer and storing data in electronic format, the insurance claim database comprising a claim folder that decomposes data of an insurance claim for the insured event into a plurality of levels, the plurality of levels including a policy level, a claim level, a participant level and a line level, wherein the server computer is configured to generate a user interactive interface that interactively displays on the screen of the visual display device at least one of the plurality of levels reflecting information related to a policy, the claim, claimants and an insured person in a structured format to a plurality of users, and to allow each of the users to simultaneously interact with one of the plurality of levels to retrieve and enter data for the same insurance claim; wherein the event processor maintains encapsulation of responsibilities of said computer system for displaying information from said event processor, wherein said responsibilities do not include functions performed by said event processor, interacts with the insurance claim database to identify a data event that affects data in the claim folder, determines a response, identifies a system component to enable said claim to be processed and transmits the data event to the identified system component; wherein when said identified system component is the task engine, the task engine evaluates the data event, determines claim characteristics and matches the characteristics to tasks to automatically generate a list of tasks to be taken by one of the plurality of users handling said insurance claim to direct a workflow for said insurance claim to be processed. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23)
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24. A computer system that displays insurance claim information about an insured event, the computer system comprising:
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an insurance claim database comprising data in electronic format, the insurance claim database comprising a claim folder that decomposes data of an insurance claim for the insured event into a plurality of levels, the plurality of levels including a policy level, a claim level, a participant level and a line level; a server computer comprising executable logic stored on a memory including; an event processor that identifies a data event, determines a response, identifies a system component to process an insurance claim and transmits information regarding the data event to the identified system component; and a task engine that interacts with the event processor to enable the insurance claim to be processed; and a user interactive interface that is generated by the server computer that interactively displays, on a screen of a hardware visual display device, information from at least one of the plurality of levels in a structured format to a plurality of users, allowing each of the users to simultaneously interact with one of the plurality of levels to retrieve and enter data for the same insurance claim, the entered data triggering the data event, wherein when the event processor identifies the task engine as the system component to process the insurance claim, the task engine evaluates the event, determines claim characteristics for the event and matches the characteristics to tasks to automatically generate a list of tasks to be taken by one of the plurality of users handling the insurance claim to direct a workflow for the insurance claim to be processed.
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25. A computer system for displaying insurance claim information comprising:
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an insurance claim database comprising data in an electronic format, the insurance claim database comprising a claim folder that decomposes data of an insurance claim for an insured event into a plurality of levels, the plurality of levels include a policy level, a claim level, a participant level and a line level; a server computer having a hardware configuration of a central processing unit, a memory, and an input/output adapter, and a user interactive interface that is generated and interactively displays, on a screen of a hardware visual display device, information from at least one of the plurality of levels in a structured format to a plurality of users, wherein a plurality of users via a plurality of interfaces is allowed to simultaneously interact with one of the plurality of levels to retrieve and enter data on the same insurance claim; wherein the server computer comprises executable logic stored on the memory including an event processor that identifies the entered data as a data event, determines a response for the data event and identifies a system component to process the response and transmits information for processing the claim to the identified system component.
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Specification