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Inserting value into customer account at point of sale using a customer account identifier

  • US 8,244,612 B2
  • Filed: 10/28/2009
  • Issued: 08/14/2012
  • Est. Priority Date: 09/24/2001
  • Status: Active Grant
First Claim
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1. A method of adding a value redeemable with one or more providers including a specific provider having a customer account identified by a specific customer account number, the method utilizing a central processor in selective communication with a point of sale device and the one or more providers, the method comprising:

  • receiving at the central processor from a point of sale terminal, a request to add value to the pre-existing customer account, the request comprising;

    value identification data of the amount of value to be added to the customer account;

    account identification data associated with the pre-existing customer account;

    the value identification data and account identification data being received by the point of sale device;

    determining by the central processor, the specific provider associated with the customer account;

    communicating by the central processor, with a processor of the specific provider; and

    providing by the central processor to the processor of the specific provider, the value identification data and the account identification data, wherein the value is added to the pre-existing customer account by the specific provider.

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