Method and apparatus for data recipient storage and retrieval of data using a network communication device

• US 8,244,641 B2
• Filed: 03/31/2010
• Issued: 08/14/2012
• Est. Priority Date: 10/07/1998
• Status: Expired due to Term

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: PayPal, Inc. (PayPal Holdings, Inc.), Paypal International Limited (PayPal Holdings, Inc.)
• Inventors: Light, Elliott D., Lum, James C. P.
• Primary Examiner(s): Elisca, Pierre E
• Application Number:
  US12/751,861
• Publication Number:
  US 20100191592A1
• Time in Patent Office: 867 Days
• Field of Search: 705/59, 705/64, 705/67, 705/72, 713/193
• US Class Current: 705/59
• CPC Class Codes: G06Q 10/103 Workflow collaboration or project management
• CPC Class Codes: G06Q 20/027 involving a payment switch or gateway
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/0855 involving a third party
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/382 insuring higher security of transaction
• CPC Class Codes: G06Q 20/389 Keeping log of transactions for guaranteeing non-repudiation of a transaction
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 30/00 Commerce
• CPC Class Codes: G06Q 30/0222 During e-commerce, i.e. online transactions
• CPC Class Codes: G06Q 30/0277 Online advertisement
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 30/0633 Lists, e.g. purchase orders, compilation or processing
• CPC Class Codes: G06Q 30/0641 Shopping interfaces
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

A system and method for data recipient invoked electronic commerce allowing data subjects to provide information over a network and data recipients to receive such information relating to the needs of s data subject such as purchases, distribution of application information and the like. The system includes a server having software which gathers the information from a data subject to complete a transaction over a network. The system has a data subject data structure that stores information for registered data subjects. The software is able to access the data subject data structure and enter the data subject'"'"'s information during subsequent transactions. Having the software obtain and enter the data subject'"'"'s purchasing information, the data subject does not have to enter the same information every time the data subject desires to effect a transaction over the network. In alternate embodiments, the same technology can be applied to other arenas where a user may have to enter the same repetitive information.

Claims

1. A server that:

communicates an offer and a cookie with a customer;

in response to the offer, determines an identity of the customer based on the cookie;

retrieves previously stored payment data associated with the customer based on the determined identity;

receives a purchase decision from the customer; and

sends the payment data to a merchant;

wherein the offer and the cookie are received at the server in response to the offer being communicated between the customer and the merchant;

wherein the offer includes a merchant, a price, a merchant digital signature, and a transaction number;

wherein the server further

determines whether to adjust the price based on a customer address;

sends the price and the customer address to the merchant; and

receives a revised price from the merchant.

2. The server of claim 1, wherein the server further:

prompts the customer for identification;

receives identifying information from the customer; and

verifies the customer based on the identifying information.

3. The server of claim 1, wherein the identifying information includes an identification number, an email address and a passphrase.

4. The server of claim 1, wherein the server further:

prompts the customer for purchasing information; and

receives the purchasing information from the customer.