Card activated cash dispensing automated banking machine system and method
First Claim
Patent Images
1. Apparatus comprising:
- an automated banking machine, wherein the automated banking machine is operative responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes;
a card reader, wherein the card, reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts, wherein the card reader includes at least one processor, wherein the card reader includes a data store, wherein the data store includes a device driver stored therein;
a cash dispenser;
at least one computer, wherein the at least one computer includes at least one processor, wherein the at least one computer includes at least one automated banking machine software application component, wherein the at least one processor of the card reader is operative to communicate the device driver stored in the data store of the card reader to the at least one processor of the at least one computer, wherein the at least one automated banking machine software application component is operative in the at least one processor of the at least one computer to cause the device driver operating in the at least one processor of the at least one computer to cause the card reader to operate.
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Accused Products
Abstract
An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is enabled to perform at least one banking operation responsive to account indicia read from the card. Such banking operations may include dispensing cash and accessing financial accounts. The card reader may include a data store including a card reader device driver therein. The card reader may further communicate the device driver to a automated banking machine software application component, which is operative to use the device driver to operate the card reader.
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Citations
18 Claims
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1. Apparatus comprising:
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an automated banking machine, wherein the automated banking machine is operative responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes; a card reader, wherein the card, reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts, wherein the card reader includes at least one processor, wherein the card reader includes a data store, wherein the data store includes a device driver stored therein; a cash dispenser; at least one computer, wherein the at least one computer includes at least one processor, wherein the at least one computer includes at least one automated banking machine software application component, wherein the at least one processor of the card reader is operative to communicate the device driver stored in the data store of the card reader to the at least one processor of the at least one computer, wherein the at least one automated banking machine software application component is operative in the at least one processor of the at least one computer to cause the device driver operating in the at least one processor of the at least one computer to cause the card reader to operate. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. Apparatus comprising:
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an automated banking machine, wherein the automated banking machine is operative responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes; a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts, wherein the card reader includes at least one processor; a cash dispenser; at least one computer, wherein the at least one computer includes at least one processor, wherein the at least one computer includes at least one automated banking machine software application component, wherein the at least one computer includes a data store, wherein the data store includes a service proxy software component stored therein, wherein the at least one processor of the at least one card reader is operative responsive to being initially installed in the automated banking machine to register with the at least one computer and to receive responsive to registration with the at least one computer, the service proxy software component stored in the data store from the at least one processor of the at least one computer, wherein the at least one processor of the card reader is operative to call a method of the service proxy software component operating in the at least one processor of the card reader to communicate card data read from a user card to the automated banking machine software application component. - View Dependent Claims (15, 16)
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17. Apparatus comprising:
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an automated banking machine, wherein the automated banking machine is operative responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes; a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts, and a cash dispenser, wherein the cash dispenser includes at least one processor, wherein the cash dispenser includes a data store, wherein the data store includes a device driver stored therein; and at least one computer, wherein the at least one computer includes at least one processor, wherein the at least one computer includes at least one automated banking machine software application component, wherein the at least one processor of the cash dispenser is operative to communicate the device driver stored in the data store of the cash dispenser to the at least one processor of the at least one computer, wherein the at least one automated banking machine software application component is operative in the at least one processor of the at least one computer to cause the device driver operating in the at least one processor of the at least one computer to cause the cash dispenser to operate. - View Dependent Claims (18)
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Specification