Global asset risk management systems and methods

• US 8,249,886 B2
• Filed: 07/20/2009
• Issued: 08/21/2012
• Est. Priority Date: 07/19/2000
• Status: Expired due to Term

• Current Assignee: WorldAware, Inc.
• Original Assignee: iJET International, Inc
• Inventors: Meyer, Mark Gregory, McIndoe, Darrell Bruce
• Primary Examiner(s): OUELLETTE, JONATHAN P
• Application Number:
  US12/506,226
• Publication Number:
  US 20090281856A1
• Time in Patent Office: 1,128 Days
• Field of Search: None
• US Class Current: 705/1.1
• CPC Class Codes: G06Q 10/0635 Risk analysis of enterprise or organisation activities
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/03 Credit; Loans; Processing thereof
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G06Q 50/265 Personal security, identity or safety

Abstract

Systems and methods for risk assessment are disclosed. In various embodiments, the systems and methods may include at least one risk information source receiving risk information, and generating a risk assessment report based on the risk information. In various embodiments, the systems and methods may include a risk information source, an asset information source, and an analysis system that correlates one or more risks with one or more assets. In various embodiments, the systems and methods may generate a risk assessment report from the correlated risk information and asset information. In various embodiments, the systems and methods may be applied globally assessing risks that occur in any region or country throughout the world, for any type of risk(s) or any type of asset(s). In various embodiments, the systems and methods may be beneficial to business organizations for identifying, quantifying and/or managing potential and/or actual operating risks.

Claims

1. A risk management system, comprising:

a risk information source that gathers risk information;

an asset information source that gathers asset information;

an asset location and movement information source that gathers asset location and movement information; and

an analysis system analyzing a plurality of risk types for a plurality of countries or regions, wherein the risk management system correlates one or more risk(s) related information, with one or more asset(s) information, with asset location and movement information, and generates an asset specific risk assessment report, wherein none of the plurality of risk types are related to weather.

2. The system of claim 1, wherein the system accumulates information or intelligence regarding various activities or events that occur anywhere throughout the world and are a potential risk to the one or more assets.

3. The system of claim 2, wherein the plurality of risk types include a first risk type related to weather and a second risk type not related to weather, and wherein the information or intelligence includes health, transportation, weather/environmental, safety/security or communication and technology information.

4. The system of claim 1, wherein the system accumulates information regarding one or more organization(s) asset(s) that are located at particular locations throughout the world.

5. The system of claim 4, wherein the information includes people who do work for the organization or items in transit that are useful for the operation of the organization.

6. The system of claim 1, wherein the risk assessment report provides a customer with an indication or assessment of the potential risk(s) related to the one or more asset(s).

7. The system of claim 1, wherein the risk assessment report is an information report including business operating risk information.

8. The system of claim 1, wherein the risk assessment report indicates what type of risk exists, the geographical location of the asset(s), and whether the asset(s) will experience circumstances resulting in interrupted or delayed service, damage, or loss to an organization so as to provide a risk assessment that notifies a user that one or more risk(s) to the asset(s) exist.

9. The system of claim 1, wherein the analysis system is an analysis engine that processes the various types of gathered information.

10. A risk correlation and assessment system, comprising:

an analysis system that analyzes a plurality of risk categories for a plurality of countries or regions, the risk categories including one or more risk sub-categories related to a particular risk category, wherein risk information and asset information including asset location and movement information are gathered separately from separate sources and the risk correlation and assessment system correlates one or more risk(s) related information with one or more asset(s), and wherein no more than one of the plurality of risk categories are related to weather.

11. The system of claim 10, further comprising:

a risk assessment report that is provided to a system user, wherein the risk assessment report gives an assessment of how a respective risk(s) will affect or not affect a respective one or more asset(s), and wherein the one or more asset(s) are an organization'"'"'s physical assets that are owned, operated and controlled by the organization and are selected from the group consisting of personnel, employees, shipping containers facilities, and inventory.

12. The system of claim 11, further comprising:

at least one information source from which information is obtained.

13. The system of claim 12, further comprising:

at least one asset information source from which information related to at least one asset is accumulated.

14. The system of claim 13, wherein the information source is a risk information source from which information for at least one risk is obtained and the at least one risk and at least one asset are analyzed by the analysis system so as to produce the risk assessment report.

15. A risk correlation and assessment system, comprising:

an analysis system that analyzes a plurality of risk categories for a plurality of countries or regions, wherein risk information and asset information are gathered separately from separate sources and the risk correlation and assessment system correlates one or more risk(s) related information with one or more asset(s) and generates an asset specific risk assessment report, and wherein the asset(s) are an organization'"'"'s physical assets that are owned, operated and controlled by the organization and are selected from the group consisting of personnel, employees, shipping containers facilities, and inventory in transit.

16. The risk management system of claim 15, further comprising:

at least one risk information source including risk information;

at least one travel information source including travel information;

at least one asset information source including asset information; and

wherein each of the risk information source(s), travel information source(s), and asset information source(s) are separate, different and unrelated from one another and their related information is distinct and initially unrelated from one another.

17. The risk management system of claim 16, further comprising:

a risk assessment report identifying and explaining risk(s) projected to adversely impact the asset(s).

18. The risk management system of claim 16, further comprising a risk mitigation toolbox configured to assist a user in how to counteract or respond to an increased risk environment related to risk(s) identified by the risk assessment report.

19. The risk management system of claim 18, wherein the risk mitigation toolbox further includes a notification system that distributes notification messages according to a set of business rules that include an escalation mechanism.

20. The risk management system of claim 16, wherein the asset information includes geographic location information including a set of Global Positioning System coordinates associated with the asset(s), a set of coordinates for a geographic information system associated with the asset(s), or geocodes.