User profile and geolocation for efficient transactions
First Claim
1. A mobile device comprising:
- one or more processors;
a location sensor coupled to the one or more processors;
a memory coupled to the one or more processors, the memory comprising user information; and
a transaction module coupled to the one or more processors, the transaction module configured to;
receive a selection of a merchant from a list of multiple merchants that conduct transactions with mobile devices;
receive a designation of a level of transaction verification for the merchant, the level of transaction verification comprising one of zero interaction, a single interaction, or multiple interactions;
receive a selection of at least a portion of the user information to share with the merchant;
initiate a transaction between the merchant and the mobile device when the mobile device is located within a threshold proximity of the merchant, a location of the mobile device determined at least in part by the location sensor and the transaction implemented at least in part by the portion of the user information and when the level of transaction verification designated for the merchant is received.
1 Assignment
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Accused Products
Abstract
Techniques for providing friction-free transactions using geolocation and user identifiers are described herein. These techniques may ascertain a user'"'"'s location based on a location of a mobile device. A transaction between the user and a merchant may be completed with zero or minimal input from the user based on the geolocation of the mobile device and the user identifiers. In some implementations, a transaction initiated earlier is completed when the mobile device arrives at the merchant. Additionally, a parent-child or similar relationship may be established between multiple devices. Security on the mobile device based may be provided by biometric identification and calculation of variance from regular movement patterns. Advertisements may be sent to the mobile device based on bids from merchants near to the mobile device. Promotions may be sent to the mobile device when more than a threshold number of mobile devices are located at the same merchant.
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Citations
18 Claims
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1. A mobile device comprising:
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one or more processors; a location sensor coupled to the one or more processors; a memory coupled to the one or more processors, the memory comprising user information; and a transaction module coupled to the one or more processors, the transaction module configured to; receive a selection of a merchant from a list of multiple merchants that conduct transactions with mobile devices; receive a designation of a level of transaction verification for the merchant, the level of transaction verification comprising one of zero interaction, a single interaction, or multiple interactions; receive a selection of at least a portion of the user information to share with the merchant; initiate a transaction between the merchant and the mobile device when the mobile device is located within a threshold proximity of the merchant, a location of the mobile device determined at least in part by the location sensor and the transaction implemented at least in part by the portion of the user information and when the level of transaction verification designated for the merchant is received. - View Dependent Claims (2, 3)
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4. A computer-implemented method comprising:
under control of one or more computer systems configured with executable instructions, receiving a selection of a merchant from multiple different merchants; receiving a designation of a level of transaction verification for the merchant, the level of transaction verification comprising one of zero interaction, a single interaction, or multiple interactions; receiving a selection of user information to share with the merchant; and initiating, by the one or more computer systems, a transaction between the merchant and a mobile device linked to the user information when the mobile device is located within a threshold proximity of the merchant, the transaction verified according to the level of transaction verification designated for the merchant. - View Dependent Claims (5, 6, 7, 8, 9, 10, 11)
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12. One or more computer-readable storage media storing computer-executable instructions that, when executed by one or more processors, instruct a computing device to perform acts comprising:
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receiving a selection of a merchant from multiple different merchants; receiving a designation of a level of transaction verification for the merchant, the level of transaction verification comprising one of zero interaction, a single interaction, or multiple interactions; receiving a selection of user information to share with the merchant; and initiating a transaction between the merchant and a mobile device linked to the user information when the mobile device is located within a threshold proximity of the merchant, the transaction verified according to the level of transaction verification designated for the merchant. - View Dependent Claims (13, 14, 15, 16, 17, 18)
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Specification