Systems and methods for online selection of service providers and management of service accounts
First Claim
1. A computer-readable storage medium having contents configured to cause a computing system to perform operations, the operations comprising:
- receiving consumer profile data over a communication network, the consumer profile data including data usable to facilitate communications and transactions between at least one consumer and at least one service provider;
querying one or more databases for service programs that match the consumer profile data to a predetermined degree; and
automatically enrolling the at least one consumer in a matching service program that matches the consumer profile data to the predetermined degree;
wherein at least one of the querying or automatically enrolling is performed by a computing device.
7 Assignments
0 Petitions
Accused Products
Abstract
An interchange party computer system (IPCS) having means for presenting user interfaces to consumer computer systems and capturing data input through the user interfaces, the IPCS being associated with at least one database holding data representing a plurality of consumer profiles, the profiles including consumer profiles expressing service selection attributes for a plurality of service sectors, and at least one database holding data for a plurality of service programs under a plurality of service sectors, each sector being represented by service programs from a plurality of service providers, the IPCS including (a) a Service Comparison/Selection; (b) a Automatic Bill Payment Module; (c) an Automated Services Monitoring Module; (d) an Automated Best Services Selection Module; (e) a Services Search Module; (f) an Incentive Program Module; (g) a Data Mining Module; and/or (h) a Pooling Module.
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Citations
18 Claims
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1. A computer-readable storage medium having contents configured to cause a computing system to perform operations, the operations comprising:
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receiving consumer profile data over a communication network, the consumer profile data including data usable to facilitate communications and transactions between at least one consumer and at least one service provider; querying one or more databases for service programs that match the consumer profile data to a predetermined degree; and automatically enrolling the at least one consumer in a matching service program that matches the consumer profile data to the predetermined degree; wherein at least one of the querying or automatically enrolling is performed by a computing device. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A computer-implemented method comprising:
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matching consumer profile data associated with a consumer to service programs to a predetermined degree, the service programs being associated with a plurality of service sectors, at least some individual service sectors being represented by service programs from a plurality of service providers; and responsive to matching a service program, automatically enrolling the consumer in at least one matching service program; wherein the matching and automatically enrolling are performed by computing devices. - View Dependent Claims (9, 10, 11, 12, 13, 14, 15)
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16. A computer system, comprising:
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means for establishing for a consumer a consumer profile comprising one or more attributes of the consumer; means for determining service offers that match the one or more attributes to a predetermined degree; and means for automatically enrolling the consumer in a service program associated with at least one matching service offer.
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17. A computer system comprising:
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one or more storage devices storing data representing a plurality of consumer profiles for different consumers, the profiles including consumer profiles expressing service selection attributes for a plurality of service sectors, the one or more storage devices storing data for a plurality of service programs under a plurality of service sectors, each sector being represented by service programs from a plurality of service providers; and one or more computer-readable storage media embodying, for execution by a processor, an Automated Best Services Selection Module for finding service programs that match consumer profiles to a predetermined degree and for automatically enrolling consumers in matching programs. - View Dependent Claims (18)
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Specification