Automated teller machine transaction queue
First Claim
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1. A method of processing an automated teller machine (ATM) transaction comprising:
- receiving transaction information over a network from a user for initiating the ATM transaction from a remotely-located networked device, wherein the receiving the transaction information occurs prior to the user arriving at an ATM for completing the ATM transaction;
creating a pending ATM transaction based at least partially on the transaction information;
storing the pending ATM transaction into a queue, the queue being accessible by an ATM without any further communication with the networked device after the pending ATM transaction has been created, the queue being accessible upon authentication of the user at an ATM for completing the transaction;
receiving authentication of the user at an ATM;
querying the queue to determine if any pending ATM transactions are stored in the queue;
prompting, at the ATM, the user to select the pending ATM transaction for completion, wherein the pending ATM transaction is presented to the user at the ATM;
retrieving the selected pending ATM transaction from the queue for completion andcompleting the retrieved selected pending ATM transactions at the ATM.
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Abstract
Methods and a system for performing an automated teller machine (ATM) transaction using a queue are disclosed. A user may first initiate an ATM transaction from a networked device to create a pending ATM transaction. The pending ATM transaction is then stored into a queue until it is accessed by the ATM. When a user is ready to complete the pending ATM transaction, the pending ATM transaction is retrieved from the queue and is completed by, for example, the ATM.
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Citations
18 Claims
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1. A method of processing an automated teller machine (ATM) transaction comprising:
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receiving transaction information over a network from a user for initiating the ATM transaction from a remotely-located networked device, wherein the receiving the transaction information occurs prior to the user arriving at an ATM for completing the ATM transaction; creating a pending ATM transaction based at least partially on the transaction information; storing the pending ATM transaction into a queue, the queue being accessible by an ATM without any further communication with the networked device after the pending ATM transaction has been created, the queue being accessible upon authentication of the user at an ATM for completing the transaction; receiving authentication of the user at an ATM; querying the queue to determine if any pending ATM transactions are stored in the queue; prompting, at the ATM, the user to select the pending ATM transaction for completion, wherein the pending ATM transaction is presented to the user at the ATM; retrieving the selected pending ATM transaction from the queue for completion and completing the retrieved selected pending ATM transactions at the ATM. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A computer-readable storage medium comprising computer program code embodied therein for executing an ATM transaction, the computer program code, when executed on at least one computer, allows the at least one computer to:
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receive transaction information over a network from a user for initiating the ATM transaction from a remotely located networked device, wherein the receiving the transaction information occurs prior to the user arriving at an ATM for completing the ATM transaction create a pending ATM transaction based at least partially on the transaction information; store the pending ATM transaction into a queue, the queue being accessible by an ATM without any further communication with the networked device after the pending ATM transaction has been created, the queue being accessible upon authentication of an user at an ATM for completing the transaction; receive authentication of the user at an ATM; query the queue to determine if any pending ATM transactions are stored in the queue; prompt, at the ATM, the user to select the pending ATM transaction for completion, wherein the pending ATM transaction is presented to the user at the ATM; retrieve the selected pending ATM transaction from the queue for completion; and complete the retrieved selected pending ATM transactions at the ATM. - View Dependent Claims (10, 11, 12)
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13. A system for processing an ATM transaction, comprising:
a middle ware processing system comprising; a processor configured to; receive transaction information over a network from a user to initiate the ATM transaction from a remotely located networked device, wherein the receiving the transaction information occurs prior to the user arriving at an ATM for completing the ATM transaction; and create a pending ATM transaction based at least partially on the transaction information; a queue to store the pending ATM transaction, wherein the queue is accessible by an ATM without any further communication with the networked device after the pending transaction has been created, the queue being accessible upon authentication of the user at an ATM for completing the transaction; an ATM configured to; receive authentication of the user at the ATM; query the queue to determine if any pending ATM transactions are stored in the queue; prompt the user to select the pending ATM transaction for completion, wherein the pending ATM transaction is presented to the user at the ATM; retrieve the selected pending ATM transactions from the queue for completion; and complete the selected retrieved pending ATM transaction at the ATM; and a network to connect the ATM to the middle ware processing system. - View Dependent Claims (14, 15, 16, 17, 18)
Specification