Storage, management and distribution of consumer information
DCFirst Claim
1. A computer-readable storage medium having stored thereon computer-executable instructions for storing, managing, and distributing consumer information via a distributed electronic network, by causing a computing device to perform operations comprising:
- determining one or more consumer information elements for fields of a web page, the one or more consumer information elements associated with an information account and in a data storage accessible via the distributed electronic network, the information account comprising a plurality of consumer information elements associated with a consumer and being subject to the consumer'"'"'s control and management;
causing a browser to display a web page file that has been retrieved from a vendor server, the web page file including an instruction that causes the browser to request transmission of a client-side application having at least a temporary portion;
executing at a network device an application configured to manage a request/response process for the network device;
transmitting over the distributed electronic network from the network device a request for the determined one or more consumer information elements the request including consumer authentication information and being made by the network device responsive to an input command supplied by the consumer;
receiving at the network device the one or more consumer information elements filtered from the information account; and
autopopulating the filtered one or more consumer information elements into corresponding fields.
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Litigations
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Accused Products
Abstract
Consumers may centrally store, manage and distribute information using an information account stored in a central data repository. The information account is accessible from any client device, without the need to permanently store or install proprietary software thereon. The information account comprises a plurality of consumer information elements stored in a tagged data format. A host server hosts a database management system for accessing the information account. A client-side application may manage communications with host server. Alternatively, the client device may interact with a vendor server that executes a server-side application for managing communications with the host server. In response to a request from the consumer, the host server may filter selected consumer information elements from the information account and transmit the filtered consumer information elements to the client-side or server-side application. The filtered consumer information elements may then be automatically integrated into a vendor business process on behalf of the consumer, if desired.
215 Citations
27 Claims
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1. A computer-readable storage medium having stored thereon computer-executable instructions for storing, managing, and distributing consumer information via a distributed electronic network, by causing a computing device to perform operations comprising:
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determining one or more consumer information elements for fields of a web page, the one or more consumer information elements associated with an information account and in a data storage accessible via the distributed electronic network, the information account comprising a plurality of consumer information elements associated with a consumer and being subject to the consumer'"'"'s control and management; causing a browser to display a web page file that has been retrieved from a vendor server, the web page file including an instruction that causes the browser to request transmission of a client-side application having at least a temporary portion; executing at a network device an application configured to manage a request/response process for the network device; transmitting over the distributed electronic network from the network device a request for the determined one or more consumer information elements the request including consumer authentication information and being made by the network device responsive to an input command supplied by the consumer; receiving at the network device the one or more consumer information elements filtered from the information account; and autopopulating the filtered one or more consumer information elements into corresponding fields. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method for storing, managing, and distributing consumer information via a distributed electronic network comprising:
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determining one or more consumer information elements required by input fields of a web page file displayed on a network device, the one or more consumer information elements being stored in an information account in a central data repository accessible via the distributed electronic network, the information account comprising a plurality of consumer information elements associated with a consumer and being subject to the consumer'"'"'s control and management; causing a browser to display a web page file that has been retrieved from a vendor server, the web page file including an instruction that causes the browser to request transmission of a client-side application having at least a temporary portion; transmitting over the distributed electronic network from the network device a request for the determined one or more consumer information elements, the request including consumer authentication information and being made by the network device responsive to an input command supplied by the consumer; prior to transmitting the request from the network device for the determined one or more consumer information elements, receiving and executing at the network device the client-side application configured to manage the request/response process for the network device; receiving at the network device in response to the request data including the one or more consumer information elements retrieved from the information account by filtering data from the information account and transmitted over the distributed electronic network to the network device; filtering the one or more consumer information elements from the data including the one or more consumer information elements; and autopopulating the filtered one or more consumer information elements into corresponding input fields of the web page file displayed on the network device. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18)
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19. A system for storing, managing, and distributing consumer information via a distributed electronic network comprising at least one processor programmed to execute a method comprising:
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determining one or more consumer information elements required by input fields of a web page file displayed on a network device, the one or more consumer information elements being stored in an information account in a central data repository accessible via the distributed electronic network, the information account comprising a plurality of consumer information elements associated with a consumer and being subject to the consumer'"'"'s control and management; causing a browser to display a web page file that has been retrieved from a vendor server, the web page file including an instruction that causes the browser to request transmission of a client-side application having at least a temporary portion; transmitting over the distributed electronic network from the network device a request for the determined one or more consumer information elements, the request including consumer authentication information and being made by the network device responsive to an input command supplied by the consumer; prior to transmitting the request from the network device for the determined one or more consumer information elements, receive and execute at the network device the client-side application configured to manage the request/response process for the network device; receiving at the network device in response to the request data including the one or more consumer information elements retrieved from the information account by filtering data from the information account and transmitted over the distributed electronic network to the network device; filtering the one or more consumer information elements from the data including the one or more consumer information elements; and autopopulating the filtered one or more consumer information elements into corresponding input fields of the web page file displayed on the network device. - View Dependent Claims (20, 21, 22, 23, 24, 25, 26)
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27. A method performed by a computing device having a processor and memory, comprising:
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determining by the processor one or more user information elements for fields of a web page, the one or more user information elements associated with an information account and in a data storage accessible via the distributed electronic network, the information account comprising a plurality of user information elements associated with a user and being subject to the user'"'"'s control and management; causing a browser to display a web page file that has been retrieved from a vendor server, the web page file including an instruction that causes the browser to request transmission of a client-side application having at least a temporary portion; executing at the network device an application configured to manage a request/response process for the network device; transmitting over the distributed electronic network from the network device a request for the determined one or more user information elements the request including user authentication information and being made by the network device responsive to an input command supplied by the user; receiving at the network device the one or more user information elements filtered from the information account; and autopopulating the filtered one or more user information elements into corresponding fields.
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Specification