Automated banking machine that operates responsive to data bearing records
First Claim
1. An apparatus comprising:
- an automated banking machine that operates responsive at least in part to data bearing records including;
at least one computer processor;
a card reader, wherein the at least one computer processor is operative to cause the card reader to read data from at least one data bearing record corresponding to a financial account number of a user operating the automated banking machine;
a cash dispenser in operative connection with the at least one computer processor, wherein the at least one computer processor is operative to cause the cash dispenser to dispense cash responsive at least in part to at least one communication between the automated banking machine and a host banking system, which at least one communication includes the financial account number;
at least one input device in operative connection with the at least one computer processor;
at least one display device in operative connection with the at least one computer processor, wherein the at least one computer processor is operative to cause the at least one display device to output a visual representation of at least one electronic document;
wherein the at least one computer processor is operative responsive at least in part to at least one input from the at least one input device to cause the at least one electronic document for which the visual representation is outputted through the at least one display device to be digitally signed and stored in at least one data store in correlated relation with the financial account number read by the card reader, which at least one data store is remote from the automated banking machine and is accessible to at least one server operative to provide access through the Internet to financial information associated with the financial account number, which financial information includes at least one visual image of the at least one electronic document stored in the at least one data store.
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0 Petitions
Accused Products
Abstract
An automated banking machine controlled responsive to data bearing records includes a card reader that reads identifying data from a user card. The automated banking machine is operative to receive and display on a display device of the automated banking machine, electronic documents for the user. The automated banking machine may digitally sign the electronic document for the user of the machine. The automated banking machine may be in operative connection with a storage server. The storage server is operative responsive to the automated banking machine to maintain electronic documents in a data store in association with the user'"'"'s financial account such as checking, savings, debit, or credit account.
59 Citations
18 Claims
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1. An apparatus comprising:
an automated banking machine that operates responsive at least in part to data bearing records including; at least one computer processor; a card reader, wherein the at least one computer processor is operative to cause the card reader to read data from at least one data bearing record corresponding to a financial account number of a user operating the automated banking machine; a cash dispenser in operative connection with the at least one computer processor, wherein the at least one computer processor is operative to cause the cash dispenser to dispense cash responsive at least in part to at least one communication between the automated banking machine and a host banking system, which at least one communication includes the financial account number; at least one input device in operative connection with the at least one computer processor; at least one display device in operative connection with the at least one computer processor, wherein the at least one computer processor is operative to cause the at least one display device to output a visual representation of at least one electronic document; wherein the at least one computer processor is operative responsive at least in part to at least one input from the at least one input device to cause the at least one electronic document for which the visual representation is outputted through the at least one display device to be digitally signed and stored in at least one data store in correlated relation with the financial account number read by the card reader, which at least one data store is remote from the automated banking machine and is accessible to at least one server operative to provide access through the Internet to financial information associated with the financial account number, which financial information includes at least one visual image of the at least one electronic document stored in the at least one data store. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. An apparatus comprising:
an automated banking machine that operates responsive at least in part to data bearing records including; at least one computer processor; a card reader, wherein the at least one computer processor is operative to cause the card reader to read data from at least one data bearing record corresponding to a financial account number of a user operating the automated banking machine; a cash dispenser in operative connection with the at least one computer processor, wherein the at least one computer processor is operative to cause the cash dispenser to dispense cash responsive at least in part to at least one communication between the automated banking machine and a host banking system, which at least one communication includes the financial account number; at least one input device in operative connection with the at least one computer processor; at least one display device in operative connection with the at least one computer processor, wherein the at least one computer processor is operative to cause the at least one display device to output a visual representation of at least one electronic document; wherein the at least one computer processor is operative responsive at least in part to at least one input from the at least one input device to cause the at least one electronic document for which the visual representation is outputted through the al least one display device to be stored in at least one data store in correlated relation with the financial account number read by the card reader, which at least one data store is remote from the automated banking machine and is accessible to at least one server operative to provide access through the Internet to financial information associated with the financial account number, which financial information includes at least one visual image of the at least one electronic document stored in the at least one data store. - View Dependent Claims (17)
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18. An apparatus comprising:
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an automated banking machine that operates responsive at least in part to data bearing records including; at least one card reader; at least one sheet dispenser; at least one input device; and at least one display device; and at least one processor, wherein the at least one processor is operable to cause the at least one card reader to communicate to the at least one processor, data read from at least one data bearing record corresponding to a financial account number of a user operating the automated banking machine; wherein the at least one processor is operable to cause the at least one sheet dispenser to dispense at least one sheet responsive at least in part to at least one communication between the at least one processor and a host banking system, which at least one communication includes the financial account number; wherein the at least one processor is operable to cause the at least one display device to output a visual representation of at least one electronic document; and wherein the at least one processor is operable responsive at least in part to at least one input from the at least one input device to cause the at least one electronic document for which the visual representation is outputted through the at least one display device to be stored in at least one data store in correlated relation with the financial account number read by the at least one card reader, which at least one data store is remote from the automated banking machine and is accessible to. at least one server operable to provide access through the Internet to financial information associated with the financial account number, which financial information includes at least one visual image of the at least one electronic document stored in the at least one data store.
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Specification