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Systems and methods for electronic gifting

  • US 8,271,343 B2
  • Filed: 01/16/2008
  • Issued: 09/18/2012
  • Est. Priority Date: 01/16/2007
  • Status: Active Grant
First Claim
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1. An electronic gifting method, comprising:

  • receiving from a purchasing system a gift purchase request including a vendor identification and a unique telephonic identifier associated with a wireless gift recipient system of a gift recipient;

    determining, by a processor, if there is a preexisting stored gift account associated with the unique telephonic identifier, and, if not, establishing a stored gift account associated with the unique telephonic identifier;

    sending to a payment authorization system a payment authorization request corresponding to the gift purchase request;

    receiving a payment authorization corresponding to the payment authorization request, and crediting the stored gift account associated with the unique telephonic identifier with an amount equal to the payment authorization;

    receiving a redemption amount request from at least one of a Web portal associated with the vendor identification and a point of sale system associated with the vendor identification;

    sending an authentication request addressed to the unique telephonic identifier of wireless gift recipient system for the redemption amount;

    receiving an authentication confirmation corresponding to the authentication request; and

    sending a redemption authorization to the at least one of the Web portal and the point of sale system.

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