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Fraud resistant biometric financial transaction system and method

  • US 8,280,120 B2
  • Filed: 10/02/2007
  • Issued: 10/02/2012
  • Est. Priority Date: 10/02/2006
  • Status: Active Grant
First Claim
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1. A method of authenticating financial transactions comprising acquiring biometric data from a person, calculating probability of liveness, Pp, of the person and probability of a match, Pm, between the person or a token and known biometric or token information respectively, determining a combination of Pp and Pm that emphasizes the contribution of Pp to the combination, and providing an authentication decision, D, based on the determined combination of Pp and Pm.

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