Synthetic funds having structured notes
First Claim
1. A computer-implemented method for forming a structured note, the structured note comprising a contract allowing an obligor to provide a return to an investor, the return based on at least one selectable objective valuation measure, the method comprising:
- identifying an investment goal through requestor interaction with a graphical user interface;
implementing an optimization tool executed by computer processing components for generating a proposal for meeting the investment goal selected by the requestor, the proposal identifying multiple objective valuation measures;
customizing the structured note, using customization components executed by the computer processing components, by combining selected identified objective valuation measures as selected by the requestor to meet the investment objective;
issuing the structured note having the multiple objective valuation measures and meeting the investment objective, wherein underlying assets of the obligor are not identical to liabilities created by the objective valuation measures of the issued structured note.
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Accused Products
Abstract
The present invention relates to synthetic funds for purchase by investors. A structured note is structured to provide customized equity returns/exposure. Terms of each structured note may be specified by the purchaser and the structured notes may be unsecured liabilities of the obligor, e.g., there are no underlying assets upon which the structure note is based. Thus, there will be no limits on the use of structured note proceeds and management of assets and liabilities will be left entirely to the obligor'"'"'s discretion. Structured note payment obligations may be related to the performance of an objective valuation, but structured note holders will depend on the good credit of the obligor for payment.
89 Citations
23 Claims
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1. A computer-implemented method for forming a structured note, the structured note comprising a contract allowing an obligor to provide a return to an investor, the return based on at least one selectable objective valuation measure, the method comprising:
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identifying an investment goal through requestor interaction with a graphical user interface; implementing an optimization tool executed by computer processing components for generating a proposal for meeting the investment goal selected by the requestor, the proposal identifying multiple objective valuation measures; customizing the structured note, using customization components executed by the computer processing components, by combining selected identified objective valuation measures as selected by the requestor to meet the investment objective; issuing the structured note having the multiple objective valuation measures and meeting the investment objective, wherein underlying assets of the obligor are not identical to liabilities created by the objective valuation measures of the issued structured note. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A computer-implemented system for forming a structured note, the structured note comprising a contract allowing an obligor to provide a return to an investor, the return based on at least one selectable objective valuation measure, the system comprising:
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a computer memory for storing data pertaining to the at least one selectable objective valuation measure; and computer processing components for executing software modules for performing steps including; identifying an investment goal through requestor interaction with a graphical user interface; implementing an optimization tool for generating a proposal for meeting the investment goal selected by the requestor, the proposal identifying structured note terms including multiple objective valuation measures; customizing the structured note by combining the identified objective valuation measures as specified by the requestor to meet the investment objective; and issuing the structured note having the multiple objective valuation measures and meeting the investment objective, wherein underlying assets of the obligor are not identical to liabilities created by the objective valuation measures of the issued structured note. - View Dependent Claims (13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23)
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Specification