Hand geometry biometrics on a payment device
First Claim
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1. A Radio Frequency (RF) payment device comprising:
- a first and a second RF transponder configured to receive a device authentication code from an RF Identification (RFID) reader;
a unique device encryption key corresponding to a device identification code associated with the RF payment device;
a hand geometry sensor configured to detect a proffered hand geometry sample to create proffered hand geometry sample data, wherein the hand geometry sensor is configured to detect a false proffered hand geometry sample based on hand scan characteristics; and
a device authentication circuit configured to use the unique device encryption key to encrypt the device authentication code and a device account code associated with the RF payment device to create an encrypted device authentication code and an encrypted device account code;
wherein the first and the second RF transponder is configured to transmit at least one of the encrypted device authentication code and the encrypted device account code to the RFID reader, andwherein the hand geometry sensor comprises a switch configured to place the first and the second RF transponder in at least one of a selectivity mode or an inclusivity mode,wherein the selectivity mode includes enabling purchase of an item using a selected account number and the inclusivity mode includes the first and the second RF transponder in an operational mode permitting the first and the second RF transponder to be responsive to interrogation.
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Abstract
The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. In yet another embodiment, the present invention discloses methods for proffering and processing multiple biometric samples to facilitate authorization of transactions.
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Citations
21 Claims
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1. A Radio Frequency (RF) payment device comprising:
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a first and a second RF transponder configured to receive a device authentication code from an RF Identification (RFID) reader; a unique device encryption key corresponding to a device identification code associated with the RF payment device; a hand geometry sensor configured to detect a proffered hand geometry sample to create proffered hand geometry sample data, wherein the hand geometry sensor is configured to detect a false proffered hand geometry sample based on hand scan characteristics; and a device authentication circuit configured to use the unique device encryption key to encrypt the device authentication code and a device account code associated with the RF payment device to create an encrypted device authentication code and an encrypted device account code; wherein the first and the second RF transponder is configured to transmit at least one of the encrypted device authentication code and the encrypted device account code to the RFID reader, and wherein the hand geometry sensor comprises a switch configured to place the first and the second RF transponder in at least one of a selectivity mode or an inclusivity mode, wherein the selectivity mode includes enabling purchase of an item using a selected account number and the inclusivity mode includes the first and the second RF transponder in an operational mode permitting the first and the second RF transponder to be responsive to interrogation. - View Dependent Claims (2, 3, 4, 5, 6, 20, 21)
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7. A method for registering and using proffered hand geometry sample data for facilitating a Radio Frequency (RF) transaction, comprising:
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detecting a proffered hand geometry sample at a hand geometry sensor to create the proffered hand geometry sample data; detecting whether the proffered hand geometry sample is a false hand geometry sample based on hand scan characteristics; associating the proffered hand geometry sample data with at least one of an RF device, a user identifier, or a transaction account; verifying the proffered hand geometry sample data to activate the RF device and to confirm the proffered hand geometry sample data to create registered hand geometry sample data; receiving a transaction request from the RF device, wherein the transaction request comprises transaction hand geometry sample data; authorizing the transaction request in response to the transaction hand geometry sample data matching the registered hand geometry sample data; and placing a first RF transponder and a second RF transponder in at least one of a selectivity mode or an inclusivity mode in the RF device, wherein the selectivity mode includes enabling purchase of an item using a selected account number and the inclusivity mode includes the first and the second RF transponder in an operational mode permitting the first and the second RF transponder to be responsive to interrogation. - View Dependent Claims (8, 9, 10, 11, 12, 13, 14, 15, 16)
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17. An authorized sample receiver (ASR) comprising:
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a biometric sensor configured to receive a first proffered hand geometry sample to create first proffered hand geometry sample data, wherein the biometric sensor is configured to detect a false proffered hand geometry sample based on hand scan characteristics; a biometric processor configured to create creating registered hand geometry sample data from the first proffered hand geometry sample data in response to second proffered hand geometry sample data associated with an RF device matching the first proffered hand geometry sample data; an RF Identification (RFID) reader configured to receive a transaction request from the RF device, wherein the transaction request comprises transaction hand geometry sample data, an encrypted device account code, and a device identification code; an authentication circuit configured to decrypt the encrypted device account code using a unique RF device decryption key selected from a plurality of device-specific decryption keys, wherein the authentication circuit is further configured to authenticate the RF device in response to the transaction hand geometry sample data matching the registered hand geometry sample data; and wherein the biometric sensor comprises a switch configured to place a first and a second RF transponder in at least one of a selectivity mode or an inclusivity mode in the RF device, wherein the selectivity mode includes enabling purchase of an item using a selected account number and the inclusivity mode includes the first and the second RF transponder in an operational mode permitting the first and the second RF transponder to be responsive to interrogation. - View Dependent Claims (18, 19)
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Specification