System and method for presenting fraud detection information

• US 8,306,889 B2
• Filed: 10/20/2010
• Issued: 11/06/2012
• Est. Priority Date: 10/20/2010
• Status: Active Grant

• Current Assignee: Fis Financial Compliance Solutions LLC (Fidelity National Information Services Incorporated)
• Original Assignee: Fis Financial Compliance Solutions LLC (Fidelity National Information Services Incorporated)
• Inventors: Leibon, Gregory David, Waks, Mark Jeffrey, Harris, Katherine Beck, Bouchard, Mark Donald, Taintor, Robert C.
• Primary Examiner(s): Patel, Jagdish
• Application Number:
  US12/908,688
• Publication Number:
  US 20120101927A1
• Time in Patent Office: 748 Days
• Field of Search: 705/35, 705/38, 705/39
• US Class Current: 705/35
• CPC Class Codes: G06Q 20/4016 involving fraud or risk level assessment in transaction processing
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

Systems and methods for presenting fraud detection information are presented. In one example, a computer system analyzes empirical data to detect potentially fraudulent activity and alerts users of the potentially fraudulent activity via a fraud detection user interface. The fraud detection user interface determines a set of user interface components to suitable to present the potentially fraudulent activity and presents facts associated with the potentially fraudulent activity to a user for further analysis and investigation.

Claims

1. A computer implemented method of providing information regarding an activity that is potentially fraudulent, the method comprising:

receiving a fraud alert from an analytics engine, the fraud alert having at least one reason code and alert content, the alert content describing the activity;

determining a set of user interface components associated with the at least one reason code; and

presenting the set of user interface components and the alert content to a user.

2. The method according to claim 1, wherein presenting the set of user interface components includes presenting a valid activity that shares a common characteristic with the activity that is potentially fraudulent.

3. The method according to claim 1, wherein receiving the fraud alert includes receiving at least one reason code indicative of check fraud and presenting the set of user interface components includes presenting a link between representations of checks with periodically re-occurring amounts.

4. The method according to claim 1, wherein receiving the fraud alert includes receiving at least one reason code indicative of check fraud and presenting the set of user interface components includes presenting a representation of variances between a plurality of expected attributes and a plurality of corresponding attributes of checks.

5. The method according to claim 1, wherein receiving the fraud alert includes receiving at least one reason code indicative of check fraud and presenting the set of user interface components includes presenting a representation of a check book that characterizes a plurality of serial numbers for checks associated with the check book.

6. The method according to claim 5, wherein presenting the representation of the check book includes presenting a representation of a range extending from the representation of the check book, the representation of the range indicating expected serial numbers for checks associated with the check book.

7. The method according to claim 5, wherein receiving at least one reason code indicative of check fraud includes receiving at least one reason code indicative of on-us fraud.

8. The method according to claim 1, wherein presenting the set of user interface components includes presenting a representation of past fraud alerts within a timeline control.

9. The method according to claim 1, wherein receiving the fraud alert includes receiving at least one reason code indicative of deposit fraud and presenting the set of user interface components includes presenting a timeline control spanning a duration specified in the alert content.

10. The method according to claim 1, wherein receiving the fraud alert includes receiving at least one reason code indicative of deposit fraud and presenting the set of user interface components includes presenting a concave hull representation of balances of at least one account over a predetermined period of time.

11. The method according to claim 1, wherein the set of user interface components includes a plurality of charts and presenting the set of user interface components includes:

selecting a preferred chart from the plurality of charts based on the reason code and the alert content; and

presenting the preferred chart prior to providing access to the other charts of the plurality of charts.

12. The method according to claim 11, wherein a combination of the reason code and the alert content indicate that a serial number of a presented check is outside a range of threshold numbers and selecting the preferred chart includes selecting a multivariate chart that illustrates a variance between the serial number and an expected serial number for the check.

13. A system for providing information regarding an activity that is potentially fraudulent, the system comprising:

a fraud alert interface configured to receive a fraud alert from an analytics engine, the fraud alert having at least one reason code and alert content, the alert content describing the activity;

an interface engine configured to determine a set of user interface components associated with the at least one reason code; and

a user interface configured to present the set of user interface components and the alert content to a user.

14. The system according to claim 13, wherein the user interface is further configured to present a valid activity that shares a common characteristic with the activity that is potentially fraudulent.

15. The system according to claim 13, wherein the fraud alert includes at least one reason code indicative of check fraud and the user interface is configured to present a link between representations of checks with periodically re-occurring amounts.

16. The system according to claim 13, wherein the fraud alert includes at least one reason code indicative of check fraud and the user interface is configured to present a representation of variances between a plurality of expected attributes and a plurality of corresponding attributes of checks.

17. The system according to claim 13, wherein the fraud alert includes at least one reason code indicative of check fraud and the user interface is configured to present a representation of a check book that characterizes a plurality of serial numbers for checks associated with the check book.

18. The system according to claim 17, wherein the user interface is configured to present the representation of the check book by presenting a representation of a range extending from the representation of the check book, the representation of the range indicating expected serial numbers for checks associated with the check book.

19. The system according to claim 17, wherein the reason code indicative of check fraud is indicative of on-us fraud.

20. The system according to claim 13, wherein the user interface is configured to present a representation of past fraud alerts within a timeline control.

21. The system according to claim 13, wherein the fraud alert includes at least one reason code indicative of deposit fraud and the user interface is configured to present a timeline control spanning a duration specified in the alert content.

22. The system according to claim 13, wherein the fraud alert includes at least one reason code indicative of deposit fraud and the user interface is configured to present a concave hull representation of balances of at least one account over a predetermined time period.

23. A non-transitory computer readable medium having instructions stored thereon that, when executed by at least one processor, instruct the at least one processor to perform a method of providing information regarding an activity that is potentially fraudulent, the method comprising:

receiving a fraud alert from an analytics engine, the fraud alert having at least one reason code and alert content, the alert content describing the activity;

determining a set of user interface components associated with the at least one reason code; and

presenting the set of user interface components and the alert content to a user.

24. The computer readable medium according to claim 23, wherein the instructions for receiving the fraud alert instruct the at least one processor to perform acts including receiving at least one reason code indicative of check fraud and the instructions for presenting the set of user interface components instruct the at least one processor to perform acts including presenting a representation of variances between a plurality of expected attributes and a plurality of corresponding attributes of checks associated with a check book.