Methods and apparatus for intelligent selection of goods and services in telephonic and electronic commerce
First Claim
1. A method, comprising:
- receiving primary transaction data with respect to a primary transaction for a good or service as at least one input to a system,obtaining, by the system, an identity of the buyer,determining, by the system, a coded designator from the identity of the buyer, the coded designator being indicative of data from a financial institution of the buyer, andprocessing in the system at least in part the primary transaction data including a purpose of the primary transaction and the coded designator, anddetermining, by the system, from the primary transaction data and the coded designator an output including at least one item.
1 Assignment
0 Petitions
Accused Products
Abstract
Providing offers of an item constituting a good or a service to users of a system, utilizing an electronic communications device, comprises at least the following: establishing a communication via the electronic communications device between a given user and the system for purpose of a primary transaction for a first good or service, obtaining primary transaction data with respect to the primary transaction, including the purpose of the primary transaction, obtaining the identity of the given user, utilizing at least in part the primary transaction data including the purpose of the primary transaction and the identity of the user, and determining at least one item for offer to the given user, and offering the item to the given user.
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Citations
20 Claims
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1. A method, comprising:
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receiving primary transaction data with respect to a primary transaction for a good or service as at least one input to a system, obtaining, by the system, an identity of the buyer, determining, by the system, a coded designator from the identity of the buyer, the coded designator being indicative of data from a financial institution of the buyer, and processing in the system at least in part the primary transaction data including a purpose of the primary transaction and the coded designator, and determining, by the system, from the primary transaction data and the coded designator an output including at least one item. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A system, comprising:
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at least one processor, and memory communicably coupled to the at least one processor, wherein the at least one processor, executes instructions stored in the memory that; receives primary transaction data with respect to a primary transaction for a good or service, obtains an identity of the buyer, determines a coded designator from the identity of the buyer, the coded designator being indicative of data from a financial institution of the buyer, and processes at least in part the primary transaction data including a purpose of the primary transaction and the coded designator, and determines from the primary transaction data and the coded designator an output including at least one item. - View Dependent Claims (10, 11, 12, 13, 14, 15, 16)
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17. A non-transitory computer-readable storage medium, comprising instructions for:
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receiving primary transaction data with respect to a primary transaction for a good or service as at least one input to a system, obtaining an identity of the buyer, determining a coded designator from the identity of the buyer, the coded designator being indicative of data from a financial institution of the buyer, and determining from the primary transaction data and the coded designator an output including at least one item. - View Dependent Claims (18, 19)
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20. The non-transitory computer-readable storage medium of 19 wherein obtaining the electronic address includes obtaining at least one of:
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an electronic mail (e-mail) address of the buyer, and an internet service provider identification.
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Specification