Centralized identity authentication for electronic communication networks
First Claim
1. A method of centralized identity authentication for use in connection with a communications network comprising:
- (a) registering by at least one processor a user of the communications network such that the registered user'"'"'s identity is uniquely defined and determinable;
(b) registering by the processor a vendor having a presence on the communications network, said registered vendor selectively transacting with the registered user, said transaction including at least one of;
(i) the registered vendor granting the registered user access to registered user personal records maintained by the registered vendor; and
,(ii) the registered vendor communicating to the registered user, registered user personal information maintained by the registered vendor; and
,(c) authenticating by the processor the registered user'"'"'s identity over the communications network prior to completion of a transaction between the registered vendor and the registered user.
1 Assignment
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Accused Products
Abstract
A method of centralized identity authentication for use in connection with a communications network includes registering users of the communications network such that each registered user'"'"'s identity is uniquely defined and determinable, and registering a plurality of vendors having a presence on the communications network. The registered vendors selectively transact with registered users, wherein the transactions include: (i) the registered vendor selling goods and/or services to the registered user; (ii) the registered vendor granting the registered user access to personal records maintained by the registered vendor; and/or (iii) the registered vendor communicating to the registered user personal information maintained by the registered vendor. The method also includes each user'"'"'s identity being authenticated over the communications network prior to completion of transactions between registered vendors and registered users.
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Citations
18 Claims
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1. A method of centralized identity authentication for use in connection with a communications network comprising:
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(a) registering by at least one processor a user of the communications network such that the registered user'"'"'s identity is uniquely defined and determinable; (b) registering by the processor a vendor having a presence on the communications network, said registered vendor selectively transacting with the registered user, said transaction including at least one of; (i) the registered vendor granting the registered user access to registered user personal records maintained by the registered vendor; and
,(ii) the registered vendor communicating to the registered user, registered user personal information maintained by the registered vendor; and
,(c) authenticating by the processor the registered user'"'"'s identity over the communications network prior to completion of a transaction between the registered vendor and the registered user. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A centralized identity authentication system comprising:
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a server connected to a communications network that is operative to; register users of the communications network such that each registered user'"'"'s identity is uniquely defined and determinable; register a plurality of vendors having a presence on the communications network; authenticate registered users'"'"' identities by collecting authentication data from users over the communication network and comparing it to corresponding data from account records in a central database such that when there is a match the user providing the authentication data is deemed to be the registered user which holds the account; and
,a central database accessible by the server, the central database containing accounts created for each registered user and each registered vendor, the accounts including records of data collected; wherein the server is further operative to notify a true registered user of a failed authentication attempt carried out by the authentication means on an imposter. - View Dependent Claims (11, 12, 13)
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14. A method of centralized identity authentication for use in connection with a communications network comprising:
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(a) registering by at least one processor a user of the communications network such that the registered user'"'"'s identity is uniquely defined and determinable; (b) registering by the processor a vendor having a presence on the communications network, said registered vendor selectively transacting with the registered user, said transaction comprising the registered vendor selling at least one of goods and services to the registered user; (c) authenticating by the processor the registered user'"'"'s identity over the communications network prior to completion of a transaction between the registered vendor and the registered user, wherein the registered user'"'"'s identity is withheld from the registered vendor. - View Dependent Claims (15, 16, 17, 18)
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Specification