Supplier funds reception electronically
First Claim
1. An apparatus to electronically transfer funds from a customer to a supplier, the customer having a first mobile cellular telephone with a first telephone number, a mobile cellular operator providing mobile cellular services to the mobile cellular telephone, a customer browser component connected to a network, the apparatus comprising:
- a server component connected to the network; and
a database coupled to the server component, wherein the server component is configured to;
transmit a plurality of premium rate mobile terminating text messages to the first mobile cellular telephone to effect a transfer of funds from the customer for reception by the supplier, after the customer has placed an order with the supplier wherein the premium rate mobile terminating messages are scheduled to occur over a number of days to avoid a pre-established maximum daily limit.
8 Assignments
0 Petitions
Accused Products
Abstract
Apparatuses and methods to facilitate customer to supplier funds transfer via premium messages. In one aspect, an apparatus to electronically transfer funds from a customer to a supplier, includes: a server component connected to a network; and a database coupled to the server component. The server component is configured to: transmit a plurality of premium rate mobile terminating text messages to the first mobile cellular telephone to effect a transfer of funds from the customer for reception by the supplier, after the customer has placed an order with the supplier; and transmit a notification message to a second mobile cellular telephone having a second telephone number to confirm that the transfer of funds has taken place.
175 Citations
20 Claims
-
1. An apparatus to electronically transfer funds from a customer to a supplier, the customer having a first mobile cellular telephone with a first telephone number, a mobile cellular operator providing mobile cellular services to the mobile cellular telephone, a customer browser component connected to a network, the apparatus comprising:
-
a server component connected to the network; and a database coupled to the server component, wherein the server component is configured to; transmit a plurality of premium rate mobile terminating text messages to the first mobile cellular telephone to effect a transfer of funds from the customer for reception by the supplier, after the customer has placed an order with the supplier wherein the premium rate mobile terminating messages are scheduled to occur over a number of days to avoid a pre-established maximum daily limit. - View Dependent Claims (2, 3, 4, 5, 6)
-
-
7. A method to provide funds from a customer to a supplier electronically, the method comprising:
transmitting, from a server computer, a plurality of premium rate mobile terminating messages to a first mobile cellular telephone to effect a transfer of funds from the customer for reception by the supplier, after the customer has placed an order with the supplier wherein the premium rate mobile terminating messages are scheduled to occur over a number of days to avoid a pre-established maximum daily limit. - View Dependent Claims (8, 9, 10, 11, 12, 13, 14, 15)
-
16. A non-transitory computer-readable medium having computer-readable instructions, the instructions causing a computer to perform a method, the method comprising:
transmitting a plurality of premium rate mobile terminating messages to a first mobile cellular telephone to effect a transfer of funds from the customer for reception by the supplier, after the customer has placed an order with the supplier wherein the premium rate mobile terminating messages are scheduled to occur over a number of days to avoid a pre-established maximum daily limit. - View Dependent Claims (17, 18, 19, 20)
Specification