Method and system for processing of data related to underwriting of insurance
First Claim
1. A computer system for processing data related to insurance underwriting, comprising:
- an insurance computer system comprising;
a data storage device storing data relating to a plurality of insurance processes; and
an insurance computer system processor in communication with the data storage device, the insurance computer system processor configured to;
provide via a network data indicative of interface elements for display, each of the interface elements corresponding to one of the insurance processes, the processes including at least a rating process and a create quote process;
receive via the network responsive to the data indicative of interface elements, data indicative of user selections of browser states corresponding to the insurance processes; and
determine, based on a user-selected browser state, data indicative of permission for performance of the one of the plurality of insurance processes corresponding to the user-selected browser state.
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Abstract
This invention relates generally to a computer system and method for integrating insurance policy underwriting. In one aspect it integrates the older legacy insurance policy generating systems to on line systems where users access the system through browsers. The computer system to perform the process of underwriting, rating, quoting, binding, and booking an insurance policy includes browsers, data bases, processors and a dispatcher that parses the information to select an insurance process. Suitable software programs review messages received from users to determine if certain messages are less than a prescribed limit. If a message is greater than the limit, then the message is parsed into a header information and one or more data fields whereby the header information is provided to a legacy processor and to policy generation software for further creation of policy related information and documentation.
180 Citations
20 Claims
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1. A computer system for processing data related to insurance underwriting, comprising:
an insurance computer system comprising; a data storage device storing data relating to a plurality of insurance processes; and an insurance computer system processor in communication with the data storage device, the insurance computer system processor configured to; provide via a network data indicative of interface elements for display, each of the interface elements corresponding to one of the insurance processes, the processes including at least a rating process and a create quote process; receive via the network responsive to the data indicative of interface elements, data indicative of user selections of browser states corresponding to the insurance processes; and determine, based on a user-selected browser state, data indicative of permission for performance of the one of the plurality of insurance processes corresponding to the user-selected browser state. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A computer-implemented method for processing data related to insurance, comprising:
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accessing by an insurance computer system processor data stored in a data storage device, the stored data comprising data relating to a plurality of insurance processes, the insurance processes comprising at least a rating process and a create quote process; providing by the insurance computer system processor via a network data indicative of interface elements for display, each of the interface elements corresponding to one of the insurance processes; receiving by the insurance computer system processor via the network responsive to the data indicative of interface elements, data indicative of user selections of browser states corresponding to the insurance processes; and determining by the insurance computer system processor, based on received data indicative of a user-selected browser state, data indicative of permission for performance of the one of the plurality of insurance processes corresponding to the user-selected browser state. - View Dependent Claims (12, 13, 14, 15, 16, 17)
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18. A non-transitory computer-readable medium, having computer-readable instructions stored thereon, which instructions, when executed by a processor, cause the processor to:
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access data stored in a data storage device, the stored data comprising data relating to a plurality of insurance processes, the insurance processes comprising at least a rating process and a create quote process; provide via a network data indicative of interface elements for display, each of the interface elements corresponding to one of the insurance processes; receive via the network responsive to the data indicative of interface elements, data indicative of user selections of browser states corresponding to the insurance processes; and determine, based on received data indicative of a user-selected browser state, data indicative of permission for performance of the one of the plurality of insurance processes corresponding to the user-selected browser state. - View Dependent Claims (19, 20)
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Specification