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Methods and systems for exchanging and/or transferring various forms of value

  • US 8,332,313 B2
  • Filed: 07/22/2008
  • Issued: 12/11/2012
  • Est. Priority Date: 02/15/2002
  • Status: Active Grant
First Claim
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1. A method for transferring funds from a first user to a second user, the method comprising:

  • providing a kiosk for performing money-based transactions, the kiosk including at least a central computer operatively connectable to a remote computer, and a user-interface operatively connected to the central computer;

    receiving second user information from the first user via the user-interface of the kiosk, the second user information at least partially identifying the second user;

    receiving funds information from the first user via the user-interface of the kiosk, the funds information including at least an amount of funds to transfer from the first user to the second user;

    sending a request from the central computer to the remote computer for authorization to transfer the amount of funds to the second user;

    receiving an authorization from the remote computer to transfer the amount of funds to the second user; and

    wherein the kiosk, in response to receiving the authorization, automatically sends an electronic message to an electronic address of the second user to inform the second user of the amount of funds that has been authorized for transfer to the second user.

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