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Techniques for remote controlled physical transactions with dynamic key generation and authentication

  • US 8,332,320 B2
  • Filed: 10/23/2009
  • Issued: 12/11/2012
  • Est. Priority Date: 08/31/2009
  • Status: Expired due to Fees
First Claim
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1. A non-transitory computer-readable storage medium that is executed by one or more processors of a network to perform a method, comprising:

  • receiving a request for a cash transaction from a personal mobile device of a customer;

    acquiring a unique serial number for an automated teller machine (ATM) that is in proximity to the customer, the proximity is determined based on a configured policy to be a configured geographic distance to the customer;

    presenting authentication screens that are presented on the ATM to the customer;

    however, the authentication screens are presented for interaction on a display of the personal mobile device;

    authenticating the customer for the cash transaction via input data supplied by the customer in response to the authentication screens and via the personal mobile device; and

    generating a secure code that the customer is to supply to the ATM to complete the cash transaction once the customer is authenticated via the input data.

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