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Method of establishing identity validation based on an individual's ability to access multiple secure accounts

  • US 8,332,322 B2
  • Filed: 05/07/2010
  • Issued: 12/11/2012
  • Est. Priority Date: 05/07/2010
  • Status: Active Grant
First Claim
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1. A method for transforming an ability to access multiple secure accounts into a validated digital primary source identity, comprising the steps of:

  • utilizing a computerized system comprising one or more computers each having a processor to register a plurality of access rights for multiple secure accounts, wherein the multiple secure accounts are accessible by an entity, the entity being an individual, wherein account security information is received for registering the access rights to the secure accounts;

    utilizing said computerized system to verify each of the plurality of access rights for the multiple secure accounts, wherein the account security information is validated against records stored by the providers of the multiple secure accounts;

    utilizing said computerized system to aggregate the plurality of access rights for the multiple secure accounts;

    utilizing said computerized system to establish a validated digital primary source identity based on the aggregated plurality of access rights, wherein the validated digital primary source identity is at least as valid as at least one of the identities validated as a precursor to one of the plurality of access rights for the multiple secure accounts being established; and

    ,utilizing said computerized system to associate the validated digital primary source identity with the entity,wherein the validated digital primary source identity satisfies validation requirements for future transactions between the entity and third parties;

    whereby control of the identity of the entity is retained by the entity.

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