Method of establishing identity validation based on an individual's ability to access multiple secure accounts
First Claim
1. A method for transforming an ability to access multiple secure accounts into a validated digital primary source identity, comprising the steps of:
- utilizing a computerized system comprising one or more computers each having a processor to register a plurality of access rights for multiple secure accounts, wherein the multiple secure accounts are accessible by an entity, the entity being an individual, wherein account security information is received for registering the access rights to the secure accounts;
utilizing said computerized system to verify each of the plurality of access rights for the multiple secure accounts, wherein the account security information is validated against records stored by the providers of the multiple secure accounts;
utilizing said computerized system to aggregate the plurality of access rights for the multiple secure accounts;
utilizing said computerized system to establish a validated digital primary source identity based on the aggregated plurality of access rights, wherein the validated digital primary source identity is at least as valid as at least one of the identities validated as a precursor to one of the plurality of access rights for the multiple secure accounts being established; and
,utilizing said computerized system to associate the validated digital primary source identity with the entity,wherein the validated digital primary source identity satisfies validation requirements for future transactions between the entity and third parties;
whereby control of the identity of the entity is retained by the entity.
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Accused Products
Abstract
A system and methods that enables and utilizes the conversion of an individual'"'"'s ability to access multiple secure accounts to establish and validate the individual'"'"'s digital primary identity. The control for the digital primary identity validation is user-centric so that the individual controls the amount of information supplied and therefore the level of assurance achievable. The level of assurance can be added to the digital primary identity. An identity card for digital primary identity validation can be used online or in-person. Validation and level of assurance is reviewed regularly or continuously. Levels of assurance can be increased by validating primary sources of identification.
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Citations
35 Claims
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1. A method for transforming an ability to access multiple secure accounts into a validated digital primary source identity, comprising the steps of:
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utilizing a computerized system comprising one or more computers each having a processor to register a plurality of access rights for multiple secure accounts, wherein the multiple secure accounts are accessible by an entity, the entity being an individual, wherein account security information is received for registering the access rights to the secure accounts; utilizing said computerized system to verify each of the plurality of access rights for the multiple secure accounts, wherein the account security information is validated against records stored by the providers of the multiple secure accounts; utilizing said computerized system to aggregate the plurality of access rights for the multiple secure accounts; utilizing said computerized system to establish a validated digital primary source identity based on the aggregated plurality of access rights, wherein the validated digital primary source identity is at least as valid as at least one of the identities validated as a precursor to one of the plurality of access rights for the multiple secure accounts being established; and
,utilizing said computerized system to associate the validated digital primary source identity with the entity, wherein the validated digital primary source identity satisfies validation requirements for future transactions between the entity and third parties; whereby control of the identity of the entity is retained by the entity. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30)
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31. A non-transitory computer readable medium for converting the ability to access multiple secure accounts to establish a validated digital primary source identity, comprising data that, when accessed by a machine, cause the machine to perform operations comprising:
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registering a plurality of access rights for multiple secure accounts, wherein the multiple secure accounts are accessible by an entity, wherein the entity is an individual, wherein account security information is received for registering the plurality of access rights for the multiple secure accounts; verifying each of the plurality of access rights for the multiple secure accounts, wherein the account security information is validated against records stored by providers of the multiple secure accounts; aggregating the plurality of access rights for the multiple secure accounts; establishing a validated digital primary source identity based on the aggregated plurality of access rights, wherein the validated digital primary identity is at least as valid as at least one of the plurality of access rights for the multiple secure accounts; associating the validated digital primary identity with the entity; and wherein the validated digital primary identity satisfies validation requirements for future transactions between the entity and third parties; whereby control of the identity of the entity is retained by the entity.
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32. A validated digital primary source identity system, comprising:
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a processor for executing program code and memory combined with the processor for storing the program code; a user interface for registering a plurality of access rights for multiple secure accounts, wherein the multiple secure accounts are accessible by an entity, wherein the entity is a individual, wherein account security information is received for registering the plurality of access rights for the multiple secure accounts; a verification module to validate the account security information against records stored by operating organizations of the multiple secure accounts; an identity module that tracks and aggregates the plurality of access rights for the multiple secure accounts and establishes a validated digital primary source identity based on the aggregated plurality of access rights, wherein the validated digital primary source identity is at least as valid as at least one of the plurality of access rights for the multiple secure accounts; computer storage that associates the validated digital primary source identity with the entity; whereby control of the identity of the entity is retained by the entity. - View Dependent Claims (33, 34, 35)
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Specification