Banking system controlled responsive to data bearing records

• US 8,342,396 B2
• Filed: 08/01/2011
• Issued: 01/01/2013
• Est. Priority Date: 11/27/1996
• Status: Expired due to Fees

• Current Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Original Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Inventors: Couper, Denise, Somers, Charles H. Jr., Drummond, Jay Paul, Putman, Harold V., Smith, Mark D.
• Primary Examiner(s): MAI, THIEN T
• Application Number:
  US13/136,442
• Publication Number:
  US 20110284630A1
• Time in Patent Office: 519 Days
• Field of Search: 235/379, 235/380, 705/42, 705/43, 705/113
• US Class Current: 235/379
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G07F 19/00 Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines data processing equipment for bank accounting G06Q40/02
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/206 Software aspects at ATMs
• CPC Class Codes: G07F 19/211 Software architecture within ATMs or in relation to the ATM network

Abstract

An automated banking machine controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. User operation of the automated banking machine is authorized responsive to the identifying data read by the card reader. The automated banking machine is allowed temporary usage of a machine application that enables the machine to perform an authorized banking transaction requiring operation of the card reader.

Claims

1. At least one article of computer readable media bearing non-transitory computer executable instructions operative to cause at least one computer system to carry out a method of producing processor executable instructions adapted to cause at least one processor associated with an automated banking machine to cause the automated banking machine to carry out financial transfers responsive at least in part to data read from data bearing records, wherein the automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts, the method comprising:

a) through operation of the at least one computer system, causing a display to output a plurality of icons including a first icon, a second icon, and a third icon, wherein the first, second, and third icons correspond to visual representations of a plurality of automated banking machine software objects, including respectively first, second, and third automated banking machine software objects, wherein the first, second, and third automated banking machine software objects are adapted to be executed by the at least one processor associated with the automated banking machine, wherein the first automated banking machine software object corresponds to a sync object, wherein the sync object includes a plurality of sync methods, wherein each of the second and third automated banking machine software objects includes respective operational events;

b) through operation of the at least one computer system, causing;

a first association to be stored in a memory of the at least one computer system between a first sync method of the sync object and an operational event of the second automated banking machine software object;

the display to output a first visual link between the first icon and the second icon, which first visual link visually represents the first association;

a second association to be stored in the memory of the at least one computer system between a second sync method of the sync object and an operational event of the third automated banking machine software object; and

the display to output a second visual link between the first icon and the third icon, which second visual link visually represents the second association;

c) through operation of the at least one computer system responsive at least in part to the first and second associations caused to be stored in (b), producing processor executable instructions adapted to cause the at least one processor associated with the automated banking machine to cause the automated banking machine to carry out two different operations, each of which result in respective outcomes using two different respective transaction function devices, and carry out at least one further operation responsive at least in part to the sync object and the two respective outcomes;

wherein the processor executable instructions produced in (c) are adapted to cause the at least one processor of the automated banking machine to execute the sync object and the first and second automated banking machine software objects, wherein the two different operations are carried out based at least in part on the first and second automated banking machine software objects;

wherein the sync object includes a plurality of sync exit events, wherein the processor executable instructions produced in (c) are adapted to cause;

the two operations to trigger respectively the operational events of the second and third automated banking machine software objects, which operational events when triggered cause the respective first and second sync methods of the sync object to be called with results data indicative of the outcomes of each respective operation carried out with the two transaction function devices;

the sync object to trigger different ones of the sync exit events responsive to different combinations of results data of calls to the first and second sync methods; and

the automated banking machine to carry out the at least one further operation responsive to at least one of the sync exit events being triggered.

2. The at least one article according to claim 1, wherein the results data includes an indication of whether the respective operation was successful or failed.

3. The at least one article according to claim 2, wherein in (a) the sync object includes first and second sync timers and first and second timeout properties, and further comprising:

d) prior to (c) through operation of the at least one computer system, causing timeout values to be stored in the memory of the at least one computer system for the first and second timeout properties of the sync object,

wherein in (c) the processor executable instructions are further produced responsive at least in part to the timeout values stored in (d), wherein when at least one of the first and second sync timers operates to reach a respective amount of time corresponding to the respective timeout values stored in (d), the respective at least one of the first and second sync timers is operative to call the respective at least one of the first and second sync methods with results data indicative of a failed operation.

4. The at least one article according to claim 3, wherein when at least one of the first and second sync methods is triggered prior to at least one of the respective first and second sync timers reaching the respective amount of time corresponding to the respective at least one of the timeout values stored in (d), the sync object is operative to cancel the respective at least one of the first and second sync timers.

5. The at least one article according to claim 4, wherein in (a) the sync object includes a wait property that specifies which sync methods that the sync object waits to be called prior to triggering at least one of the sync exit events, and further comprising:

e) prior to (c) through operation of the at least one computer system, causing to be stored in the memory of the at least one computer system, a value for the wait property of the sync object,

wherein in (c) the processor executable instructions are further produced responsive at least in part to the wait value stored in (e).

6. The at least one article according to claim 5, wherein the sync object is operative to wait to trigger at least one of the sync exit events responsive at least in part to the value of the wait property stored in (e) corresponding to one of:

waiting for only the first sync method to be called;

waiting for only the second sync method to be called;

waiting for both the first and second sync methods to be called; and

waiting for either the first or second sync methods to be called.

7. The at least one article according to claim 6, wherein in (a) the sync object includes a plurality of sync result properties which specify how calls to the first and second sync methods cause different sync exit events to be triggered, wherein each of the sync result properties is associated with a respective one of the sync exit events, and further comprising:

f) prior to (c) through operation of the at least one computer system, causing to be stored in the memory of the at least one computer system, a value for a first sync result property of the sync object,

wherein in (c) the processor executable instructions are further produced responsive at least in part to the value stored (f).

8. The at least one article according to claim 7, wherein the sync object is operative to trigger a first sync exit event responsive to the value of the first sync result property stored in (f) corresponding to results data in at least one call to at least one of the sync methods.

9. The at least one article according to claim 8, and further comprising:

g) prior to (c) through operation of the at least one computer system, outputting at least one further icon on the display of the at least one computer system,

wherein the at least one further icon corresponds to a visual representation of at least one further automated banking machine software object,

wherein the at least one further automated banking machine software object includes a first method;

h) prior to (c) through operation of the at least one computer system, causing a third association to be stored in the memory of the at least one computer system between the first sync exit event of the sync object and the first method of the at least one further automated banking machine software object, and

the display to output a third visual link between the first icon and the at least one further icon, which third visual link visually represents the third association,

wherein in (c) the processor executable instructions are further produced responsive at least in part to the third association stored in (h), and are adapted to cause the first method of the at least one further automated banking machine software object to be executed by the at least one processor associated with the automated banking machine to cause the further operation to be performed in response at least in part to the first sync exit event being triggered.

10. The at least one article according to claim 9, wherein the sync object is operative to trigger the first sync exit event responsive at least in part to the value of the first sync result property stored in (f) corresponding to results data in the calls to the sync methods indicating the results of both operations completed successfully for the two different respective transaction function devices.

11. The at least one article according to claim 10, wherein the at least one further automated banking machine software object includes a second method, and further comprising:

i) prior to (c) through operation of the at least one computer system, causing;

a fourth association to be stored in the memory of the at least one computer system between a second sync exit event of the sync object and the second method of the at least one further automated banking machine software object; and

the display to output a fourth visual link between the first icon and the at least one further icon, which fourth visual link visually represents the fourth association;

j) prior to (c) through operation of the at least one computer system, causing to be stored in the memory of the at least one computer system, a value for a second sync result property of the sync object,

wherein in (c) the processor executable instructions are further produced responsive at least in part to the fourth association stored in (i) and the value stored in (j) and are adapted to cause the second method of the at least one further automated banking machine software object to be executed by the at least one processor associated with the automated banking machine to cause a different further operation to be performed in response to the second sync exit event being triggered.

12. The at least one article according to claim 11, wherein the sync object is operative to trigger the second sync exit event responsive at least in part to the value of the second sync result property stored in (j) corresponding to results data in the calls to the sync methods indicating the results of at least one of the operations failed for the two different respective transaction function devices.

13. The at least one article according to claim 1, wherein the processor executable instructions produced in (c) are adapted to cause the at least one processor to cause the automated banking machine to carry out the two different operations using a cash dispenser and a printer device in operative connection with the at least one processor, wherein the two operations include dispensing cash with the cash dispenser and printing a receipt with the printer, wherein the second automated banking machine software object is a dispenser object that is operative to cause the cash dispenser to dispense cash, wherein the third automated banking machine software object is a printer object that is operative to cause the automated banking machine to print the receipt.

14. The at least one article according to claim 1, wherein the processor executable instructions produced in (c) are adapted to cause the at least one processor associated with the automated banking machine to carry out a method comprising:

i) through operation of the at least one processor, carrying out the two different operations using the two different respective transaction function devices responsive at least in part to the second and third automated banking machine software objects executing in the at least one processor;

ii) through operation of the at least one processor, triggering respectively the operational events of each of the second and third automated banking machine software objects responsive at least in part to the respective operations of the two different respective transaction function devices;

iii) responsive at least in part to the operational events triggered in (ii) through operation of the at least one processor, causing the respective first and second sync methods of the sync object to be called with results data that is indicative of the outcomes of each respective operation carried out with the two transaction function devices;

iv) through operation of the at least one processor, causing with the sync object, one of the plurality of sync exit events of the sync object to be triggered responsive at least in part to a specified combination of results data of calls to the first and second sync methods in (iii); and

v) through operation of the at least one processor, causing the automated banking machine to carry out the at least one further operation responsive at least in part to the one sync exit event triggered in (iv).

15. At least one article of computer readable media bearing non-transitory processor executable instructions operative to cause at least one processor associated with an automated banking machine to cause the automated banking machine to carry out a method involving financial transfers responsive at least in part to data read from data bearing records, wherein the automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts, the method comprising:

a) through operation of the at least one processor, carrying out two different operations using two different respective transaction function devices in the automated banking machine responsive at least in part to at least two different respective automated banking machine software objects executing in the at least one processor;

b) through operation of the at least one processor, triggering respectively operational events of each of the two automated banking machine software objects, responsive at least in part to the respective operations of the two different respective transaction function devices in (a);

c) responsive at least in part to the operational events triggered in (b), through operation of the at least one processor causing respective first and second sync methods of a sync automated banking machine object executing in the at least one processor to be called with results data indicative of outcomes of each respective operation carried out with the two transaction function devices;

d) through operation of the at least one processor, causing with the sync object one of a plurality of sync exit events of the sync object to be triggered responsive at least in part to a specified combination of results data of calls to the first and second sync methods in (c); and

e) through operation of the at least one processor, causing the automated banking machine to carry out at least one further operation responsive at least in part to the one sync exit event triggered in (d).