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Method and system for using machine-readable codes to perform automated teller machine transactions through a mobile communications device

  • US 8,353,448 B1
  • Filed: 04/28/2011
  • Issued: 01/15/2013
  • Est. Priority Date: 04/28/2011
  • Status: Expired due to Fees
First Claim
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1. A method of conducting a transaction, the method comprising:

  • by a computer system comprising one or more processors;

    receiving an ATM transaction request to perform an automatic teller machine (ATM) transaction from a customer, the ATM transaction request comprising one of a cash withdrawal request and a deposit request;

    providing the ATM transaction request to a bank associated with the customer, the ATM transaction request associated with a bank account of the customer;

    receiving an authorization associated with the ATM transaction request and the bank account; and

    in response to receiving the authorization, providing a machine-readable ATM transaction code to an ATM to thereby cause the ATM to perform the ATM transaction, the machine-readable ATM transaction code comprising data configured to represent authorization details associated with the requested ATM transaction.

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