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Method of completing a transaction using wirelessly transferred payment information

  • US 8,370,220 B1
  • Filed: 09/05/2003
  • Issued: 02/05/2013
  • Est. Priority Date: 09/05/2003
  • Status: Active Grant
First Claim
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1. A method of completing a purchase transaction implemented by a stationary transaction terminal that includes a customer display, personal identification number entry device, a magnetic stripe reader and a printer, the method comprising:

  • a) reading a barcode on each of one or more items as each item is presented to the stationary transaction terminal for purchase wherein reading each barcode returns data that identifies each of the one or more items and wherein each barcode is read using a barcode scanner attached to the stationary transaction terminal;

    b) determining a total price of the identified one or more items;

    c) displaying a prompt to provide payment for the total price on a display attached to the stationary transaction terminal;

    d) wirelessly sending a message to a personal wireless device from the stationary transaction terminal wherein the message comprises a command to display on the personal wireless device a prompt to provide payment information for the total price;

    e) wirelessly receiving payment information transmitted from the personal wireless device directly to the stationary transaction terminal; and

    f) completing the purchase transaction using the payment information received from the personal wireless device.

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