Method of completing a transaction using wirelessly transferred payment information
First Claim
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1. A method of completing a purchase transaction implemented by a stationary transaction terminal that includes a customer display, personal identification number entry device, a magnetic stripe reader and a printer, the method comprising:
- a) reading a barcode on each of one or more items as each item is presented to the stationary transaction terminal for purchase wherein reading each barcode returns data that identifies each of the one or more items and wherein each barcode is read using a barcode scanner attached to the stationary transaction terminal;
b) determining a total price of the identified one or more items;
c) displaying a prompt to provide payment for the total price on a display attached to the stationary transaction terminal;
d) wirelessly sending a message to a personal wireless device from the stationary transaction terminal wherein the message comprises a command to display on the personal wireless device a prompt to provide payment information for the total price;
e) wirelessly receiving payment information transmitted from the personal wireless device directly to the stationary transaction terminal; and
f) completing the purchase transaction using the payment information received from the personal wireless device.
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Abstract
A method of completing a transaction using payment information received from a personal wireless device. The method includes the steps of recording items for purchase, determining a total price of the items, displaying a prompt to provide payment for the total price, and wirelessly receiving payment information from a personal wireless device.
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Citations
18 Claims
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1. A method of completing a purchase transaction implemented by a stationary transaction terminal that includes a customer display, personal identification number entry device, a magnetic stripe reader and a printer, the method comprising:
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a) reading a barcode on each of one or more items as each item is presented to the stationary transaction terminal for purchase wherein reading each barcode returns data that identifies each of the one or more items and wherein each barcode is read using a barcode scanner attached to the stationary transaction terminal; b) determining a total price of the identified one or more items; c) displaying a prompt to provide payment for the total price on a display attached to the stationary transaction terminal; d) wirelessly sending a message to a personal wireless device from the stationary transaction terminal wherein the message comprises a command to display on the personal wireless device a prompt to provide payment information for the total price; e) wirelessly receiving payment information transmitted from the personal wireless device directly to the stationary transaction terminal; and f) completing the purchase transaction using the payment information received from the personal wireless device. - View Dependent Claims (2, 3, 4, 5, 6, 13, 15, 16)
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7. A transaction system comprising:
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a personal wireless device for storing payment information of a customer; and a stationary transaction computer including; a display; a barcode reader; a transceiver; and where the stationary transaction computer is adapted to identify items presented to the stationary transaction computer for purchase, to read barcodes on items presented to the stationary transaction computer using the barcode reader, to identify the items using the barcodes, to record the items, to determine a total price of the items identified, to cause the display to display a prompt to the customer to provide payment for the total price, to wirelessly send a message to the personal wireless device from the transceiver of the stationary transaction computer wherein the message comprises a request for payment information for the total price and to wirelessly receive payment information transmitted from the personal wireless device to the transceiver of the stationary transaction computer. - View Dependent Claims (8, 9, 10, 11, 12, 14, 17, 18)
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Specification