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Enhanced vehicle identification card

  • US 8,370,254 B1
  • Filed: 09/26/2007
  • Issued: 02/05/2013
  • Est. Priority Date: 09/26/2007
  • Status: Active Grant
First Claim
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1. A system for authorizing vehicle based transactions comprising:

  • at least one subsystem that maintains a database of accounts, each account associated with a vehicle, said database including credit card accounts and secured available credit accounts;

    at least one subsystem that receives a transaction to debit a secured available credit account, said transaction related to said vehicle and said transaction selectively identifying said secured available credit account related to said vehicle in preference to a credit card account related to said vehicle;

    at least one subsystem that determines whether secured available credit is available from said secured available credit account and authorizes said transaction when secured available credit is available; and

    at least one subsystem that transmits information regarding whether secured available credit is available and whether said transaction has been authorized to a vehicle identification card associated with said vehicle, and said vehicle identification card associated with said secured available credit account and associated with said credit card account.

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