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Simplified multi-factor authentication

  • US 8,370,640 B2
  • Filed: 12/01/2008
  • Issued: 02/05/2013
  • Est. Priority Date: 12/01/2008
  • Status: Active Grant
First Claim
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1. A method of handling a factor of a multi-factor authentication sequence, said method comprising:

  • receiving a biometric candidate at a device associated with an identity verification element, said device lacking access to a biometric template until received from said identity verification element;

    generating a cryptographic key from said biometric candidate;

    decrypting a previously stored, encrypted character sequence associated with said identity verification element, wherein said decrypting employs said cryptographic key and results in a decrypted character sequence;

    transmitting said decrypted character sequence to said identity verification element;

    receiving, from said identity verification element, an indication of character sequence verification;

    determining, from said indication, that said identity verification element has verified said decrypted character sequence; and

    responsive to said determining, proceeding with said multi-factor authentication sequence by;

    extracting said biometric template from said identity verification element; and

    determining that said biometric candidate matches said biometric template.

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