Wealth allocation analysis tools

• US 8,374,940 B1
• Filed: 02/28/2011
• Issued: 02/12/2013
• Est. Priority Date: 02/28/2011
• Status: Active Grant

• Current Assignee: The PNC Financial Services Group, Inc.
• Original Assignee: The PNC Financial Services Group, Inc.
• Inventors: Kunz, Thomas S., Rettger, Erik, Farkas, David, Earle, Christina Payne, Wang, Dennis Y., Monson, Rodney H., Woods, Luke P., King, Simon
• Primary Examiner(s): Poinvil, Frantzy
• Application Number:
  US13/037,072
• Time in Patent Office: 715 Days
• Field of Search: 705 10- 44
• US Class Current: 705/36.R
• CPC Class Codes: G06Q 40/06 Asset management; Financial planning or analysis

Abstract

Enhanced processes, methods, tools, strategies, and techniques are provided for more effectively and efficiently processing, managing, analyzing, and communicating wealth related data and other financial information within a computing environment. In various embodiments, the analysis tools provided herein have been designed to correspond visually with a mental model employed by many clients in managing their wealth.

Claims

1. A computer-implemented analysis method comprising:

generating, with a computer processor, an allocation of assets in response to a group of one or more asset objects selected in association with one or more client asset accounts;

displaying, with the computer processor, in a graphical display portion of an allocation analysis tool, the generated allocation of assets;

wherein the graphical display portion includes multiple segments, wherein each segment represents an asset type; and

,

wherein at least one segment of the graphical display portion includes one or more sub-segments which represent a component part of the asset type represented by the segment.

2. The method of claim 1, further comprising receiving a selection from a user to include an asset object in the selected group of asset objects.

3. The method of claim 2, wherein receiving the selection from the user includes a click-drag-drop manipulation for including the asset object.

4. The method of claim 1, further comprising receiving a selection from a user to exclude an asset object from the selected group of asset objects.

5. The method of claim 4, wherein receiving the selection from the user includes a click-drag-drop manipulation for excluding the asset object.

6. The method of claim 1, wherein the graphical display includes a pie chart having multiple segments including an equity segment, a fixed income segment, and a cash segment.

7. The method of claim 1, further comprising displaying a value of a segment in response to selection of the segment by a user manipulation device.

8. The method of claim 1, further comprising displaying a list of assets comprising a segment in response to selection of the segment.

9. The method of claim 1, further comprising displaying a revised list of assets in response to selection of a segment other than a currently selected segment.

10. The method of claim 1, wherein the graphical display portion includes one or more sets of nested concentric rings.

11. The method of claim 10, wherein the graphical display portion includes at least one inner concentric ring portion associated with an asset type and an outer concentric ring portion associated with at least one sub-segment of the asset type associated with the inner ring portion.

12. The method of claim 11, further comprising displaying a total value for a selected asset type of the inner ring portion.

13. The method of claim 11, further comprising displaying a value for an account associated with at least one of the sub-segments.

14. The method of claim 1, further comprising changing an appearance of at least one aspect of the graphical display portion in response to calculating an actual asset allocation in comparison to a desired asset allocation.

15. A computer system for analyzing asset allocation, the system comprising:

a computer processor programmed for;

generating an allocation of assets in response to a group of one or more asset objects selected in association with one or more client asset accounts;

displaying, in a graphical display portion of an allocation analysis tool, the generated allocation of assets;

wherein the graphical display portion includes multiple segments, and wherein each segment represents an asset type; and

,

wherein at least one segment of the graphical display portion includes one or more sub-segments which represent a component part of the asset type represented by the segment.