Systems and methods for sending consolidated electronic mail messages

• US 8,375,100 B1
• Filed: 06/05/2008
• Issued: 02/12/2013
• Est. Priority Date: 06/05/2008
• Status: Active Grant

• Current Assignee: United Services Automobile Association
• Original Assignee: United Services Automobile Association
• Inventors: Rivera, Matthew Ismael
• Primary Examiner(s): Etienne, Ario
• Assistant Examiner(s): NANO, SARGON N
• Application Number:
  US12/133,615
• Time in Patent Office: 1,713 Days
• Field of Search: 709/206, 709/207, 705/14.66, 705/14.67, 705/14.73, 705/14.17, 705/27
• US Class Current: 709/207
• CPC Class Codes: H04L 12/28 characterised by path configuration, e.g. LAN [Local Area Networks] or WAN [Wide Area Networks] wireless communication networks H04W ; arrangements for dividing the transmission path H04W40/00

Abstract

An organization generates for each member a plurality of pieces of information (datums) to be sent to the member. The organization consolidates a plurality of the datums for the member into a single message by allowing the member to set a rule with a message service for receiving messages therefrom. The set rule specifies how to consolidate at least some of the datums from the organization into the single message. Datums from the organization to be sent to the member are then accumulated, and the set rule is employed to construct each received message having at least some of the accumulated datums consolidated thereinto.

Claims

1. A non-transitory computer-readable storage medium having computer-executable instructions thereon implementing a method with regard to a financial services organization having a plurality of members, the organization generating for each member a plurality of pieces of information to be sent to the member, each piece of information being a datum, the method comprising:

the member consolidating a plurality of the datums directed to a particular member into a single message, wherein consolidating includes;

accessing a message service of the organization by way of an electronic interface therewith;

setting a rule with the accessed message service for receiving financial services related messages therefrom, the set rule specifying how to consolidate at least some of the datums from the organization into a single financial services related message, each received message as constructed by the message service according to the set rule having a plurality of datums consolidated thereinto, the message service storing the set rule from the member in a rules database according to the member, accumulating datums from the organization to be sent to the member, and employing the set rule in the rules database to construct each received message having at least some of the accumulated datums consolidated thereinto;

specifying the set rule to include a threshold number of datums to be accumulated, wherein the threshold number of datums and all accumulated datums exceeding the threshold number of datums are included in the consolidated message; and

specifying the set rule so any accumulated datums from the organization which are time-sensitive are delivered before the time-sensitive time elapses.

2. The non-transitory computer readable medium of claim 1 wherein each message is an electronic mail message for being delivered to the member.

3. The non-transitory computer readable medium of claim 1 wherein the set rule specifies that all accumulated datums from the organization are consolidated into one message and the one message is delivered at a specified time.

4. The non-transitory computer readable medium of claim 1 wherein the set rule specifies that all accumulated datums of a particular kind from the organization are consolidated into one message and the one message is delivered at a specified time.

5. The non-transitory computer readable medium of claim 1 wherein the set rule specifies that all accumulated datums from a particular line of business of the organization are consolidated into one message and the one message is delivered at a specified time.

6. The non-transitory computer readable medium of claim 1 wherein the set rule specifies that at least some accumulated datums from the organization are consolidated into one message and the one message is delivered at a set time comprising one of a time of day, a time of week, and a time of month.

7. The non-transitory computer readable medium of claim 1 wherein the set rule specifies that at least some accumulated datums from the organization are consolidated into one message and the one message is delivered when a set number of such datums accumulates for the member at the message service.

8. A method with regard to a financial services organization having a plurality of members, the organization generating for each member a plurality of pieces of information to be sent to the member, each piece of information being a datum, the method comprising:

the member consolidating a plurality of the datums directed to a particular member into a single financial services related message, wherein consolidating includes;

accessing a message service of the organization by way of an electronic interface therewith;

setting a rule with the accessed message service for receiving messages therefrom, the set rule specifying how to consolidate at least some of the datums from the organization into a single message, each received message as constructed by the message service according to the set rule having a plurality of datums consolidated thereinto, the message service storing the set rule from the member in a rules database according to the member, accumulating datums from the organization to be sent to the member, and employing the set rule in the rules database to construct each received message having at least some of the accumulated datums consolidated thereinto;

specifying the set rule to include a threshold number of datums to be accumulated, wherein the threshold number of datums and all accumulated datums exceeding the threshold number of datums are included in the consolidated message; and

specifying the set rule so any accumulated datums from the organization which are time-sensitive are delivered before the time-sensitive time elapses.

9. The method of claim 8 wherein each message is an electronic mail message for being delivered to the member.

10. The method of claim 8 wherein the set rule specifies that all accumulated datums from the organization are consolidated into one message and the one message is delivered at a specified time.

11. The method of claim 8 wherein the set rule specifies that all accumulated datums of a particular kind from the organization are consolidated into one message and the one message is delivered at a specified time.

12. The method of claim 8 wherein the set rule specifies that all accumulated datums from a particular line of business of the organization are consolidated into one message and the one message is delivered at a specified time.

13. The method of claim 8 wherein the set rule specifies that at least some accumulated datums from the organization are consolidated into one message and the one message is delivered at a set time comprising one of a time of day, a time of week, and a time of month.

14. The method of claim 8 wherein the set rule specifies that at least some accumulated datums from the organization are consolidated into one message and the one message is delivered when a set number of such datums accumulates for the member at the message service.

15. A system with regard to a financial services organization having a plurality of members, the organization generating for each member a plurality of pieces of information to be sent to the member, each piece of information being a datum, the system includes:

a processor and memory;

at least one module, deployed in the memory and executed by the processor, configured to allow the member to consolidate a plurality of the datums directed to a particular member into a single message by providing;

access to a message service of the organization by way of an electronic interface therewith;

a set rule with the accessed message service for receiving financial services related messages therefrom, the set rule specifying how to consolidate at least some of the datums from the organization into a single financial services related message, each received message as constructed by the message service according to the set rule having a plurality of datums consolidated thereinto, the message service storing the set rule from the member in a rules database according to the member, accumulating datums from the organization to be sent to the member, and employing the set rule in the rules database to construct each received message having at least some of the accumulated datums consolidated thereinto;

the set rule specifies to include a threshold number of datums to be accumulated, wherein the threshold number of datums and all accumulated datums exceeding the threshold number of datums are included in the consolidated message; and

the set rule specifies that any accumulated datums from the organization which are time-sensitive are delivered before the time-sensitive time elapses.

16. The system of claim 15 wherein each message is an electronic mail message for being delivered to the member.

17. The system of claim 15 wherein the set rule specifies that all accumulated datums from the organization are consolidated into one message and the one message is delivered at a specified time.

18. The system of claim 15 wherein the set rule specifies that all accumulated datums of a particular kind from the organization are consolidated into one message and the one message is delivered at a specified time.

19. The system of claim 15 wherein the set rule specifies that all accumulated datums from a particular line of business of the organization are consolidated into one message and the one message is delivered at a specified time.

20. The system of claim 15 wherein the set rule specifies that at least some accumulated datums from the organization are consolidated into one message and the one message is delivered at a set time comprising one of a time of day, a time of week, and a time of month.

21. The system of claim 15 wherein the set rule specifies that at least some accumulated datums from the organization are consolidated into one message and the one message is delivered when a set number of such datums accumulates for the member at the message service.