Systems and methods for mobile image capture and remittance processing
First Claim
1. A method of processing a remittance coupon captured by a mobile device, comprising:
- receiving an image of a remittance coupon captured by a mobile device;
correcting at least one aspect of the image to produce a corrected image;
performing a first content recognition pass on the corrected image to extract content from the remittance coupon;
identifying an address of a biller on the remittance coupon by comparing address content in the extracted content with an address database;
determining biller profile information of the biller, including an identity of the biller on the remittance coupon, by comparing the identified address of the biller with a database of biller profile information;
producing a set of billing information, including the extracted content and the identity of the biller, for processing a payment of the bill; and
using the biller profile information of the biller to perform a second content recognition pass on the corrected image to extract content from the remittance coupon, wherein the biller profile information includes at least one of a remittance coupon format, a remittance coupon mask, a location of at least one field on the remittance coupon and a format of at least one field.
1 Assignment
1 Petition
Accused Products
Abstract
Systems and methods are provided for capturing and processing images of remittance coupons using a mobile device and obtaining data from the captured image which is used to set up or carry out payment of a bill that corresponds to the remittance coupon. Optimization and enhancement of image capture and image processing are provided on the mobile device to improve the initial quality of the captured image and provide a user with real time feedback. The image is then sent from the mobile device to a remote server, where additional image processing is performed to improve the quality of the image and then extract data from the image that is relevant to paying the bill. The extracted data may be verified through comparisons with databases which store information on billers, bill formats and other relevant content that will appear on the bill.
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Citations
10 Claims
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1. A method of processing a remittance coupon captured by a mobile device, comprising:
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receiving an image of a remittance coupon captured by a mobile device; correcting at least one aspect of the image to produce a corrected image; performing a first content recognition pass on the corrected image to extract content from the remittance coupon; identifying an address of a biller on the remittance coupon by comparing address content in the extracted content with an address database; determining biller profile information of the biller, including an identity of the biller on the remittance coupon, by comparing the identified address of the biller with a database of biller profile information; producing a set of billing information, including the extracted content and the identity of the biller, for processing a payment of the bill; and using the biller profile information of the biller to perform a second content recognition pass on the corrected image to extract content from the remittance coupon, wherein the biller profile information includes at least one of a remittance coupon format, a remittance coupon mask, a location of at least one field on the remittance coupon and a format of at least one field. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A computer-readable medium comprising instructions which, when executed by a computer with a processor and a memory, perform a process comprising:
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receiving an image of a remittance coupon captured by a mobile device; correcting at least one aspect of the image to produce a corrected image; performing a first content recognition pass on the corrected image to extract content from the remittance coupon; identifying an address of a biller on the remittance coupon by comparing address content in the extracted content with an address database; determining biller profile information of the biller, including an identity of the biller on the remittance coupon, by comparing the identified address of the biller with a database of biller profile information; producing a set of billing information, including the extracted content and the identity of the biller, for processing a payment of the bill; and using the biller profile information of the biller to perform a second content recognition pass on the corrected image to extract content from the remittance coupon, wherein the biller profile information includes at least one of a remittance coupon format, a remittance coupon mask, a location of at least one field on the remittance coupon and a format of at least one field.
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Specification