Personal interface device and method
First Claim
1. A device comprising:
- an RFID system receiving RFID data from a plurality of products;
a transaction tracking system for receiving the RFID data and storing product data corresponding to each of the plurality of products in one or more predetermined categories; and
a query system for receiving the product data, determining that the product data has not been assigned to a classification, and generating a classification query to allow the product data to be assigned to a classification; and
an identification verification system for receiving identification data and generating payment authorization data if the identification data corresponds to stored identification data.
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Accused Products
Abstract
A personal device is provided. The personal device includes an identification verification system that receives first identification data from a physical identification device, such as by inserting a driver'"'"'s license into a card reader that is adapted to receive a driver'"'"'s license. Second identification data such as a PIN number is also received. Payment authorization data or other suitable data is generated if the driver'"'"'s license corresponds to the PIN. A payment selection system or other suitable system receives the payment authorization data and displays one or more payment accounts for selection by a user. Where a payment selection system is used, the payment selection system transmits payment account data to a point-of-sale system.
147 Citations
21 Claims
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1. A device comprising:
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an RFID system receiving RFID data from a plurality of products; a transaction tracking system for receiving the RFID data and storing product data corresponding to each of the plurality of products in one or more predetermined categories; and a query system for receiving the product data, determining that the product data has not been assigned to a classification, and generating a classification query to allow the product data to be assigned to a classification; and an identification verification system for receiving identification data and generating payment authorization data if the identification data corresponds to stored identification data. - View Dependent Claims (2, 3)
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4. A method for controlling payment from a personal device comprising:
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reading RFID data from a plurality of products with an RFID reader of the personal device; determining with a processor of the personal device that at least one of the plurality of products has not been assigned to a classification; generating a classification query to allow product data associated with the product to be assigned to the classification; generating transaction data from the RFID data; receiving identification data at the personal device; wirelessly transmitting the transaction data and identification data to a remote transaction processing system; wirelessly receiving transaction authentication data in response to the transmitted transaction data and identification data if the identification data corresponds to stored identification data; and storing the RFID data to a category as a function of the transaction authorization data. - View Dependent Claims (5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 21)
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20. A method for controlling payment from a personal device comprising:
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reading RFID data from a plurality of products with an RFID reader of the personal device; determining with a processor of the personal device that at least one of the plurality of products has not been assigned to a classification; generating a classification query to allow product data associated with the product to be assigned to the classification; selecting a payment account; generating transaction data from the RFID data and the selected payment account; receiving identification data at the personal device; wirelessly transmitting the transaction data and identification data to a remote transaction authorization system; wirelessly receiving transaction authentication data in response to the transmitted transaction data and identification data if the identification data corresponds to stored identification data; and storing the RFID data to a category as a function of the transaction authorization data.
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Specification