Banking system that operates responsive to data read from data bearing records
First Claim
1. Apparatus comprising:
- an automated banking machine that operates responsive at least in part, to data read from data bearing records, including;
a card reader, wherein the card reader is operative to read card data from a user card, wherein the card data corresponds to a financial account;
a note acceptor, wherein the note acceptor is operative to receive notes input to the automated banking machine by machine users, wherein the note acceptor includes at least one validator, wherein the at least one validator is operative to sense at least one property usable to distinguish between valid notes and suspect counterfeit notes;
at least one computer in the automated banking machine, wherein the at least one computer is in operative connection with the card reader and the note acceptor, and wherein the at least one computer is operative to cause financial transfers involving the financial account corresponding to the card data;
and wherein the at least one validator includes at least one ultrasonic detector, and wherein the at least one computer is operative to determine that a note received by the note acceptor is one of valid and suspect counterfeit responsive at least in part to at least one signal from the at least one ultrasonic detector.
20 Assignments
0 Petitions
Accused Products
Abstract
An automated banking machine operates to cause financial transfers responsive to data bearing records. The automated banking machine includes a card reader that is operative to read data from user cards corresponding to a financial account. The automated banking machine further includes a sheet accepting device that is operative to receive at least one of notes and checks. A note acceptor includes at least one validator that includes at least one ultrasonic detector. The at least one validator is operative to identify suspect counterfeit notes produced by assembling pieces of genuine notes by identifying seams or other fastening features in the notes where such pieces are joined. The note validator may further include image sensors and/or radiation transmission sensors which are further usable to identify the presence of seams or other fastening features that can distinguish valid and suspect counterfeit notes.
10 Citations
22 Claims
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1. Apparatus comprising:
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an automated banking machine that operates responsive at least in part, to data read from data bearing records, including; a card reader, wherein the card reader is operative to read card data from a user card, wherein the card data corresponds to a financial account; a note acceptor, wherein the note acceptor is operative to receive notes input to the automated banking machine by machine users, wherein the note acceptor includes at least one validator, wherein the at least one validator is operative to sense at least one property usable to distinguish between valid notes and suspect counterfeit notes; at least one computer in the automated banking machine, wherein the at least one computer is in operative connection with the card reader and the note acceptor, and wherein the at least one computer is operative to cause financial transfers involving the financial account corresponding to the card data; and wherein the at least one validator includes at least one ultrasonic detector, and wherein the at least one computer is operative to determine that a note received by the note acceptor is one of valid and suspect counterfeit responsive at least in part to at least one signal from the at least one ultrasonic detector. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
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18. Apparatus comprising:
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an automated banking machine operative to cause financial transfers involving accounts corresponding to data read from data bearing records, including; a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to user financial accounts, a sheet acceptor, wherein the sheet acceptor is operative to move sheets input into the automated banking machine by machine users, wherein the sheet acceptor includes a sheet path, wherein single sheets received by the sheet acceptor move in the sheet path, at least one sensor adjacent the sheet path, at least one computer in operative connection with the at last one sensor, wherein the at least one computer is operative responsive at least in part to the at least one sensor, wherein the at least one sensor senses a sheet in the sheet path, to determine if the sheet includes at least one seam at which discrete sheet pieces have been joined together, wherein the at least one computer is operative responsive at least in part to the determination to output at least one signal. - View Dependent Claims (19, 20, 21)
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22. A method of operation of an apparatus including an automated banking machine operative to cause financial transfers involving accounts corresponding to data read from data bearing records, wherein the automated banking machine includes:
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a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to user financial accounts, a sheet acceptor, wherein the sheet acceptor is operative to move sheets input into the automated banking machine, wherein the sheet acceptor includes a sheet path, wherein single sheets received by the sheet acceptor move in the sheet path, at least one ultrasonic detector adjacent the sheet path, wherein at least one processor is in operative connection with the at last one ultrasonic detector, the method comprising; a) determining through operation of the at least one ultrasonic detector, data representative of characteristics of a sheet in the sheet path; b) through operation of the at least one processor responsive at least in part to the data determined in (a), determining that the sheet includes at least one seam; and c) through operation of the at least one processor responsive at least in part to (b) outputting at least one signal.
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Specification