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Secure authentication and payment system

  • US 8,401,963 B2
  • Filed: 01/08/2010
  • Issued: 03/19/2013
  • Est. Priority Date: 07/06/2001
  • Status: Active Grant
First Claim
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1. A method of purchasing resources between a purchaser and a target, comprising:

  • storing and linking a purchaser financial account information to a purchaser telephone number;

    receiving, at a Facilitator server, a message from a purchaser, the message identifying a resource to be purchased wherein the message identifies the resource by a resource identifier;

    identifying, by the Facilitator server, the purchaser associated with the message using at least a telephone number provided by the purchaser;

    in response to identifying the purchaser, the Facilitator server approves transfer of the resource to the purchaser.

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