Proximity transaction apparatus and methods of use thereof
First Claim
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1. A terminal for conducting an ad libitum financial transaction intermediated by a radio frequency payment token, said terminal comprising:
- a radio frequency reader, said reader configured to read, in an arbitrary order, said radio frequency payment token and one or more RFID tags, said one or more RFID tags attached to one or more articles being purchased in said ad libitum financial transaction, said radio frequency payment token presented as a payment medium for said ad libitum financial transaction, said radio frequency reader devoid of a capability to stimulate a reader employing reader technology other than radio frequency; and
an output device for confirming that said financial transaction is being performed.
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Abstract
The invention is a transaction terminal configured to perform a financial transaction intermediated by an RFID bearing payment token. The financial transaction is of a general type.
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Citations
21 Claims
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1. A terminal for conducting an ad libitum financial transaction intermediated by a radio frequency payment token, said terminal comprising:
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a radio frequency reader, said reader configured to read, in an arbitrary order, said radio frequency payment token and one or more RFID tags, said one or more RFID tags attached to one or more articles being purchased in said ad libitum financial transaction, said radio frequency payment token presented as a payment medium for said ad libitum financial transaction, said radio frequency reader devoid of a capability to stimulate a reader employing reader technology other than radio frequency; and an output device for confirming that said financial transaction is being performed. - View Dependent Claims (2, 3, 4, 5, 6, 7, 21)
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8. A terminal for conducting a financial transaction, comprising:
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a radio frequency reader, said reader configured to read, in an arbitrary order, one or more RFID tags and a selected one of a plurality of payment tokens employing dissimilar data formats, and to provide data corresponding to an elicited response from said selected one of a plurality of payment tokens employing dissimilar data formats; a memory for recording data and a machine-readable program, said memory in communication with said radio frequency reader; a communication module in communication with said radio frequency reader and said memory, said communication module configured to communicate bidirectionally with a remote computer-based apparatus; and a processor module in communication with said memory and said radio frequency reader, said processor module configured by said machine-readable program to attempt to decode said data corresponding to said elicited response; wherein said one or more RFID tags are attached to one or more articles being purchased in said financial transaction; and wherein, responsive to an indication that said processor module is not configured to perform said decoding correctly, said communication module is configured to request from said remote computer-based apparatus at least one machine-readable instruction for properly configuring said processor module to decode said data. - View Dependent Claims (9, 10, 11, 12, 13, 14, 15)
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16. A terminal for conducting a financial transaction, wherein the terminal comprises:
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an RF transponder configured to read, in an arbitrary order, a payment token and one or more RFID tags attached to a plurality of articles in a physical proximity of said RF transponder, said RF transponder further configured to decode tag data corresponding to said one or more RFID tags; and a communication module in communication with said RF transponder, said communication module configured to communicate bidirectionally with a remote computer-based apparatus; wherein said plurality of articles are being purchased in said financial transaction; and wherein responsive to said terminal completing a purchase of an article of said plurality of articles, said RF transponder is configured to perform at least one of;
modifying a tag data stored in an RFID tag attached to said article subject to purchase completion, disabling an RFID tag attached to said article subject to purchase completion. - View Dependent Claims (17, 18, 19, 20)
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Specification