Currency system to reward constructive behavior
First Claim
1. A method for teaching users financial management using an online currency management system, the method being carried out by a computer having a rules engine and system memory, the method comprising:
- enabling, with the rules engine, an administrator to set up, through an administrator, web-based interface of the computer, a financial account comprising;
assigning specific tasks comprising chores for completion by one or more users;
setting rules related to the management of a play currency designed to provide financial management education in an economy of trade that employs the play currency and that rewards constructive behavior; and
designating rewards that are earned by the one or more users through completion of the specific tasks, wherein the rewards comprise products and services of interest according to the ages of the one or more users;
providing a user, web-based interface of the computer for the one or more users to access and manage a user account containing the play currency, comprising;
enabling a user to indicate when a task is completed to initiate payment of play currency into the user account; and
enabling a user to trade tasks and chores with other users; and
enabling the administrator to fund through the administrator interface, with real currency, the purchase of the rewards by the one or more users with play currency.
9 Assignments
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Accused Products
Abstract
A system is described for teaching users financial management using an online currency management system, including enabling an administrator to set up a financial account through a network. This step further includes assigning specific tasks for completion by one or more users, setting rules related to the management of play currency, and designating rewards that are earned by the one or more users through completion of the specific tasks. The system further includes providing a web-based interface for the one or more users to access and manage their own user account containing the play currency, and enabling the administrator to fund, with real currency, the purchase of the rewards by the one or more users with play currency.
21 Citations
25 Claims
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1. A method for teaching users financial management using an online currency management system, the method being carried out by a computer having a rules engine and system memory, the method comprising:
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enabling, with the rules engine, an administrator to set up, through an administrator, web-based interface of the computer, a financial account comprising; assigning specific tasks comprising chores for completion by one or more users; setting rules related to the management of a play currency designed to provide financial management education in an economy of trade that employs the play currency and that rewards constructive behavior; and designating rewards that are earned by the one or more users through completion of the specific tasks, wherein the rewards comprise products and services of interest according to the ages of the one or more users; providing a user, web-based interface of the computer for the one or more users to access and manage a user account containing the play currency, comprising; enabling a user to indicate when a task is completed to initiate payment of play currency into the user account; and enabling a user to trade tasks and chores with other users; and enabling the administrator to fund through the administrator interface, with real currency, the purchase of the rewards by the one or more users with play currency. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A method for teaching users financial management using an online currency management system, the method being carried out by a computer having a rules engine and system memory, the method comprising:
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enabling, with the rules engine, an administrator to set up, through an administrator, web-based interface of the computer, a financial account comprising; assigning specific tasks comprising chores for completion by one or more users; setting rules related to the management of a play currency designed to provide financial management education in an economy of trade that employs the play currency and that rewards constructive behavior, wherein setting rules further comprises; enabling a user to auction tasks among a plurality chosen from the group consisting of an administrator and other users; enabling at least one of the administrator and the other users to bid on the tasks, wherein a highest bidder is transferred the task for completion; and designating rewards that are earned by the one or more users through completion of the specific tasks, wherein the rewards comprise products and services of interest according to the ages of the one or more users; providing a user, web-based interface of the computer for the one or more users to access and manage a user account containing the play currency; and enabling the administrator to fund through the administrator interface, with real currency, the purchase of the rewards by the one or more users with play currency. - View Dependent Claims (13, 14, 15, 16, 17, 18, 19)
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20. A computer-readable storage medium comprising a set of instructions for teaching users financial management using an online currency management system, the set of instructions executable by a computer having a processor and memory, the set of instructions comprising:
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instructions to direct the processor to enable an administrator to set up, through an administrator, web-based interface of the computer, a financial account comprising; assigning specific tasks comprising chores for completion by one or more users; setting rules related to the management of a play currency designed to provide financial management education in an economy of trade that employs the play currency and that rewards constructive behavior; and designating rewards that are earned by the one or more users through completion of the specific tasks, wherein the rewards comprise products and services of interest according to the ages of the one or more users; instructions to direct the processor to enable the administrator, through the administrator interface, to extend a credit line to the one or more users to aid in purchasing the rewards; instructions to direct the processor to set an interest rate attached to amounts credited to the one or more users, and to set an interest rate compounding period for the credit line in response to an input from the administrator submitting the interest rate and interest rate compounding period; instructions to direct the processor to provide a user, web-based interface of the computer for the one or more users to access and manage a user account containing the play currency; and instructions to direct the processor to enable the administrator to fund through the administrator interface, with real currency, the purchase of the rewards by the one or more users with play currency. - View Dependent Claims (21, 22, 23, 24, 25)
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Specification