Apparatus and method to electromagnetically shield portable consumer devices

• US 8,427,317 B2
• Filed: 11/18/2008
• Issued: 04/23/2013
• Est. Priority Date: 06/24/2005
• Status: Active Grant

• Current Assignee: Visa USA, Inc. (Visa, Inc.)
• Original Assignee: Visa USA, Inc. (Visa, Inc.)
• Inventors: Hammad, Ayman, Dixon, Phil
• Primary Examiner(s): PHAM, TOAN NGOC
• Application Number:
  US12/273,017
• Publication Number:
  US 20090146814A1
• Time in Patent Office: 1,617 Days
• Field of Search: 3405721-5727, 340/572.8, 340/5.4, 340/5.41, 340/5.65, 340/5.74, 343/841, 343/842, 343/872, 343/873, 455/410, 455/411, 455/575.5, 235380-384, 174377-380
• US Class Current: 340/572.1
• CPC Class Codes: G06K 19/005 the record carrier comprising an arrangement to facilitate insertion into a holding device, e.g. an arrangement that makes the record carrier fit into an etui or a casing ticket holders A45C11/18
• CPC Class Codes: G06K 19/07327 Passive means, e.g. Faraday cages Faraday-type protection of electric circuits in general H05K9/00
• CPC Class Codes: G06K 19/07735 the record carrier comprising means for protecting against electrostatic discharge

Abstract

An apparatus and method is provided to shield contactless portable electronic consumer devices such as radio frequency identification devices (RFID), tokens, mini-cards, key fobs, cellular phones, smartcards, etc. from wireless interrogation. In one embodiment, a contactless portable consumer device which includes a first antenna is shielded from unauthorized wireless interrogation with a radio frequency (RF) shield. The RF shield includes electrically conductive, non-ferromagnetic material and is configured to prevent unauthorized data transfer between a second antenna external to the portable consumer device and the first antenna.

Claims

1. An apparatus comprising:

a portable consumer device comprising a first antenna;

an envelope coupled to and surrounding the portable consumer device; and

an insert disposed in the envelope, the insert comprising an RF shield, the RF shield comprising an electrically conductive, non-ferromagnetic material, wherein the RF shield is configured to prevent unauthorized transfer of financial data between a second antenna external to the portable consumer device and the first antenna, wherein the RF shield is separate from the portable consumer device and only one side of the portable consumer device is shielded by the RF shield.

2. The apparatus of claim 1, wherein the non-ferromagnetic material comprises aluminum.

3. The apparatus of claim 1, wherein the portable consumer device is in the form of a card for performing financial transactions.

4. The apparatus of claim 1, wherein the portable consumer device is in the form of a card.

5. The apparatus of claim 1 further comprising an envelope wherein the envelope contains the portable consumer device and the RF shield.

6. The apparatus of claim 1, wherein the portable consumer device comprises a personal digital assistant, a pager, a payment card, a security card, an access card, a key fob, a smart medium, a transponder, or an RFID device.

7. The apparatus of claim 1, wherein the portable consumer device and the RF shield are configured to be attached to an item during storage or shipment.

8. The apparatus of claim 1, wherein the RF shield is in the form of a liner configured to line a purse, pocket, or other article of clothing.

9. The apparatus of claim 1, wherein financial data includes a bank account number.

10. The apparatus of claim 1 further comprising a second RF shield coupled to the RF shield, wherein the second RF shield is formed in a different shape and a different material from the RF shield.

11. The apparatus of claim 10 wherein the second RF shield is adhesively attached to the RF shield.

12. The apparatus of claim 1 wherein the RF shield comprises conductive ink.

13. The apparatus of claim 1 wherein the first antenna comprises an antenna grounding contact and the RF shield comprises a shield grounding contact;

and

wherein the antenna grounding contact is electrically coupled to the shield grounding contact.

14. The apparatus of claim 1 wherein the RF shield is designed to reflect RF signals within a frequency range of operation of the antenna.

15. An apparatus comprising:

a portable consumer device comprising a first antenna; and

an envelope coupled to and surrounding the portable consumer device; and

an insert disposed in the envelope, the insert comprising an RF shield, the RF shield comprising an electrically conductive, non-ferromagnetic material, wherein the RF shield is configured to prevent unauthorized transfer of financial data between a second antenna external to the portable consumer device and the first antenna, wherein the RF shield is separate from the portable consumer device and only one side of the portable consumer device is shielded by the RF shield, and wherein the RF shield is further configured to attenuate a signal passing from the second antenna to the first antenna so that the signal that passes through the RF shield is below an activation threshold for the portable consumer device.

16. The apparatus of claim 15, wherein the non-ferromagnetic material comprises aluminum.

17. The apparatus of claim 15, wherein the portable consumer device is in the form of a card for performing financial transactions.

18. The apparatus of claim 15, wherein the portable consumer device is in the form of a card for performing identification functions.

19. The apparatus of claim 15 further comprising an envelope wherein the envelope contains the portable consumer device and the RF shield.

20. The apparatus of claim 15, wherein the portable consumer device comprises a personal digital assistant, a pager, a payment card, a security card, an access card, a key fob, a smart medium, a transponder, or an RFID device.

21. The apparatus of claim 15, wherein the portable consumer device and the RF shield are configured to be attached to an item during storage or shipment.

22. The apparatus of claim 15, wherein the RF shield is in the form of a liner configured to line a purse, pocket, or other article of clothing.

23. The apparatus of claim 15, wherein financial data includes a bank account number.

24. The apparatus of claim 15 wherein the portable consumer device further comprises a filter system to further reject RF signals outside a frequency spectrum of interest.