Pre-filling vehicle data check
First Claim
1. A pre-filling vehicle data check method, comprising:
- receiving, at a financial institution, an authorization request from a filling station for initiating a filling event, the authorization request including a financial code and filling station identification information;
recognizing, via a computing device at the financial institution, that the financial code is associated with at least one of a vehicle identification number or a station identification associated with a vehicle, thereby identifying the vehicle;
transmitting, from the computing device at the financial institution, a revised authorization request to a computing device at a data center in selective communication with the vehicle and the financial institution, the revised authorization request including the at least one of the vehicle identification number or the station identification and the filling station identification information;
identifying a parameter of the vehicle via the computing device at the data center, the parameter being a fuel-related parameter when the filling station identification information indicates that the filling station is a fuel pump and the parameter being a charge-related parameter when the filling station identification information indicates that the filling station is a charge dispenser;
comparing the parameter with i) an other parameter of the vehicle, or ii) a parameter of the filling station; and
transmitting, from the computing device at the data center, an authorization or denial of the filling event based at least upon the comparison.
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Accused Products
Abstract
A pre-filling vehicle data check method and system are disclosed herein. One example of the method includes receiving, at a financial institution, an authorization request from a filling station for initiating a filling event, where the authorization request includes a financial code. Via a computing device at the financial institution, the financial code is recognized as being associated with at least one of a vehicle identification number or a station identification associated with a vehicle, thereby identifying the vehicle. At least one parameter of the vehicle is identified via a computing device at a data center in selective communication with the vehicle and the financial institution, and an authorization or denial of the at least one filling event based at least upon the at least one parameter is transmitted from the computing device at the data center.
55 Citations
20 Claims
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1. A pre-filling vehicle data check method, comprising:
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receiving, at a financial institution, an authorization request from a filling station for initiating a filling event, the authorization request including a financial code and filling station identification information; recognizing, via a computing device at the financial institution, that the financial code is associated with at least one of a vehicle identification number or a station identification associated with a vehicle, thereby identifying the vehicle; transmitting, from the computing device at the financial institution, a revised authorization request to a computing device at a data center in selective communication with the vehicle and the financial institution, the revised authorization request including the at least one of the vehicle identification number or the station identification and the filling station identification information; identifying a parameter of the vehicle via the computing device at the data center, the parameter being a fuel-related parameter when the filling station identification information indicates that the filling station is a fuel pump and the parameter being a charge-related parameter when the filling station identification information indicates that the filling station is a charge dispenser; comparing the parameter with i) an other parameter of the vehicle, or ii) a parameter of the filling station; and transmitting, from the computing device at the data center, an authorization or denial of the filling event based at least upon the comparison. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A pre-filling vehicle data check method, comprising:
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receiving, at a financial institution, an authorization request from a filling station for initiating a filling event, the authorization request including a financial code; recognizing, via a computing device at the financial institution, that the financial code is associated with at least one of a vehicle identification number or a station identification associated with a vehicle, thereby identifying the vehicle; identifying the filling station as a fuel filling station; identifying at least one parameter of the vehicle via a computing device at a data center in selective communication with the vehicle and the financial institution, the identifying of the at least one parameter being accomplished by at least one of i) searching a data center profile associated with the vehicle or ii) requesting, via the data center, then-current information from the vehicle, and the identifying of the at least one parameter including; determining a fuel tank capacity of the vehicle by retrieving fuel tank capacity information from the data center profile; and determining a current fuel level of the vehicle by requesting and receiving current fuel level information from the vehicle; comparing, at the data center, the fuel tank capacity of the vehicle with the current fuel level of the vehicle; and transmitting, from the data center to the filling station via the financial institution, an authorization for the filling event including instructions for the filling station to allow a maximum amount to be dispensed that is equal to a difference between the current fuel level and the fuel tank capacity when the current fuel level is below the fuel tank capacity.
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10. A pre-filling vehicle data check method, comprising:
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receiving, at a financial institution, an authorization request from a filling station for initiating a filling event, the authorization request including a financial code; recognizing, via a computing device at the financial institution, that the financial code is associated with at least one of a vehicle identification number or a station identification associated with a vehicle, thereby identifying the vehicle; identifying the filling station as a particular type of fuel station; identifying at least one parameter of the vehicle via a computing device at a data center in selective communication with the vehicle and the financial institution, the identifying of the at least one parameter being accomplished by at least one of i) searching a data center profile associated with the vehicle or ii) requesting, via the data center, then-current information from the vehicle, and the identifying of the at least one parameter including identifying a type of fuel used by the vehicle by retrieving fuel type information from the data center profile; determining whether the type of fuel used by the vehicle matches the particular type of fuel station; and when a match is determined, transmitting an authorization for the filling event;
orwhen a match is not determined, transmitting a denial for the filling event.
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11. A pre-filling vehicle data check method, comprising:
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receiving, at a financial institution, an authorization request from a filling station for initiating a filling event, the authorization request including a financial code; recognizing, via a computing device at the financial institution, that the financial code is associated with at least one of a vehicle identification number or a station identification associated with a vehicle, thereby identifying the vehicle; identifying the filling station as a charging station; identifying at least one parameter of the vehicle via a computing device at a data center in selective communication with the vehicle and the financial institution, the identifying of the at least one parameter being accomplished by at least one of i) searching a data center profile associated with the vehicle or ii) requesting, via the data center, then-current information from the vehicle, and the identifying of the at least one parameter including; determining a charge capacity of the vehicle by retrieving charge capacity information from the data center profile; and determining a current charge level of the vehicle by requesting and receiving current charge level information from the vehicle; comparing, at the data center, the charge capacity of the vehicle with the current charge level of the vehicle; and transmitting, from the data center to the charging station via the financial institution, an authorization for the filling event including instructions for the charging station to allow a maximum amount to be dispensed that is equal to a difference between the current charge level and the charge capacity when the current charge level is below the charge capacity.
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12. A pre-filling vehicle data check method, comprising:
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receiving, at a financial institution, an authorization request from a filling station for initiating a filling event, the authorization request including a financial code; recognizing, via a computing device at the financial institution, that the financial code is associated with at least one of a vehicle identification number or a station identification associated with a vehicle, thereby identifying the vehicle; identifying the filling station as a charging station; identifying at least one parameter of the vehicle via a computing device at a data center in selective communication with the vehicle and the financial institution, the identifying of the at least one parameter being accomplished by at least one of i) searching a data center profile associated with the vehicle or ii) requesting, via the data center, then-current information from the vehicle, and the identifying of the at least one parameter including identifying electrical plugs of the vehicle by retrieving electrical plugs information from the data center profile; determining whether the electrical plugs of the vehicle match an outlet of the charging station; and when a match is determined, transmitting an authorization for the filling event;
orwhen a match is not determined, transmitting a denial for the filling event.
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13. A system for performing a pre-filling vehicle data check, comprising:
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a vehicle having an identification number and a financial code associated therewith; a financial institution configured to receive an authorization request for initiating a filling event, the authorization request including the financial code and filling station identification information; a computing device at the financial institution configured to identify the vehicle; and a data center in selective communication with the financial institution and the vehicle, the data center including; a database configured to store a data center profile associated with the vehicle; a communications module configured to establish communication with a telematics unit of the vehicle to retrieve data from the vehicle; a processor configured to; receive a revised authorization request from the computing device at the financial institution, the revised authorization request including the vehicle identification number and the filling station identification information; and identify, using the database or the vehicle, a fuel-related parameter of the vehicle when the filling station identification information identifies a fuel filling station or a charge-related parameter of the vehicle when the filling station identification information identifies a charging station; and a comparison module to compare the fuel-related parameter or the charge-related parameter with i) an other parameter of the vehicle or ii) a parameter of the fuel filling station or the charging station; wherein the processor is further configured to generate an authorization or denial of the filling event based at least upon the comparison. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20)
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Specification