Bias free property reports

• US 8,438,151 B1
• Filed: 03/31/2008
• Issued: 05/07/2013
• Est. Priority Date: 03/31/2008
• Status: Active Grant

• Current Assignee: United Services Automobile Association
• Original Assignee: United Services Automobile Association
• Inventors: Billman, Bradly Jay, Oakes, Charles Lee III, Burks, Rickey Dale, Bueche, Michael Patrick Jr.
• Primary Examiner(s): VO, TRUONG V
• Application Number:
  US12/059,584
• Time in Patent Office: 1,863 Days
• Field of Search: 707/713
• US Class Current: 707/713
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 50/16 Real estate

Abstract

Methods, systems and computer readable instructions to provide unbiased real property information to an end-user based on the location of the end-user when the end-user initiates a request for the real property information. The real property information is unbiased because the provider of the real property information searches for information that may adversely affect a potential transaction and provides the information found in the search regardless of the potential effect on a transaction.

Claims

1. A method for requesting information relating to real property, the method comprising:

initiating a real property query with a mobile device;

determining a location where the real property query is made by detecting a location of the mobile device;

associating a real property for sale with the location of the real property query;

displaying a prompt to choose between a default search and a customized search; and

receiving a selection to use the default search or the customized search, wherein the default search and the customized search include categories, wherein the categories include a number of sex offenders, a location, name, and type of each of a number of operating prisons within a defined distance from the real property query, and a list of a number and timing of home sale cancellations within a defined distance from the real property query.

2. The method of claim 1, wherein the categories include a list of a number and timing of home foreclosures within a defined distance from the real property query.

3. The method of claim 1, wherein at least one of the customized search and the default search include a limitation that narrows a scope of the categories.

4. The method of claim 1, further comprising accepting information relating to real property at a device used to initiate the real property query.

5. The method of claim 1, wherein choosing the customized search includes choosing at least one of:

a category or a limiting parameter.

6. The method of claim 1, wherein choosing the customized search includes at least one of:

creating a limiting parameter or customizing a limiting parameter.

7. The method of claim 1, wherein the categories include a location of power lines within a defined distance from the real property query.

8. A non-transitory computer-readable storage medium comprising computer-readable instructions, the computer-readable instructions comprising instructions that:

initiate a real property query with a mobile device;

determine a location where the real property query is made by detecting a location of the mobile device;

associate a real property for sale with the location of the real property query;

display a prompt to choose between a default search and a customized search; and

receive a selection to use the default search or the customized search, wherein the default search and the customized search include categories, wherein the categories include a number of sex offenders, a location, name, and type of each of a number of operating prisons within a defined distance from the real property query, and a list of a number and timing of home sale cancellations within a defined distance from the real property query.

9. The non-transitory computer-readable storage medium of claim 8, wherein the categories include a list of a number and timing of home foreclosures within a defined distance from the real property query.

10. The non-transitory computer-readable storage medium of claim 8, wherein at least one of the customized search and the default search include a limitation that narrows a scope of the categories.

11. The non-transitory computer-readable storage medium of claim 8, further comprising computer-readable instructions, the computer-readable instructions comprising instructions that accept information relating to real property at a device used to initiate the real property query.

12. The non-transitory computer-readable storage medium of claim 8, wherein choosing the customized search includes choosing at least one of:

a category or a limiting parameter.

13. The non-transitory computer-readable storage medium of claim 8, wherein choosing the customized search includes at least one of:

creating a limiting parameter or customizing a limiting parameter.

14. The non-transitory computer-readable storage medium of claim 8, wherein the categories include a location of power lines within a defined distance from the real property query.

15. A system for requesting information relating to real property, wherein the system includes at least one computer having a computer processor and computer-readable instructions stored on a computer-readable medium and executable by the computer processor to request information relating to real property, the system comprising at least one subsystem that:

initiates a real property query with a mobile device;

determines a location where the real property query is made by detecting a location of the mobile device;

associates a real property for sale with the location of the real property query;

displays a prompt to choose between a default search and a customized search; and

receives a selection to use the default search or the customized search, wherein the default search and the customized search include categories, wherein the categories include a number of sex offenders, a location, name, and type of each of a number of operating prisons within a defined distance from the real property query, and a list of a number and timing of home sale cancellations within a defined distance from the real property query.

16. The system of claim 15, wherein the categories include a list of a number and timing of home foreclosures within a defined distance from the real property query.

17. The system of claim 15, wherein at least one of the customized search and the default search include a limitation that narrows a scope of the categories.

18. The system of claim 15, further comprising at least one subsystem that accepts information relating to real property at a device used to initiate the real property query.

19. The system of claim 15, wherein choosing the customized search includes choosing at least one of:

a category or a limiting parameter.

20. The system of claim 15, wherein choosing the customized search includes at least one of:

creating a limiting parameter or customizing a limiting parameter.

21. The system of claim 15, wherein the categories include a location of power lines within a defined distance from the real property query.